Worcester County and Winchendon Town property record for 18 Oak St, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,744 sqft · built 1920 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Jun 2007) |
| Tax Bill | $3,627 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2017 Mortgage |
| APN | WINC M:5B2 B:0 L:280 |
| Primary APN | WINC M:5B2 B:0 L:280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,774 sqft |
| Basement Area | 782 sqft |
| Unfinished Basement | 782 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,445 sqft (0.125 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 18 OAK ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Lot Number | 280 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 701102 |
18 Oak St is owned and occupied by an individual who bought it in June 2007.
Source: Worcester County and Winchendon Town records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 OAK ST, WINCHENDON, MA 01475-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Aug 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2007 · Amount on File |
| Deed Sale | Jun 25, 2007 · Amount on File |
| Prior Sale | Feb 27, 2004 · Amount on File |
| Deed Document Number | 200783081 |
| Deed Book / Page | 41374 / 88 |
| Transfer Doc | 0000013001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 18 OAK ST, WINCHENDON, MA 01475-1617 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64626-79 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 64626/79 |
| Instrument | 31642 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 18 OAK ST, WINCHENDON, MA 01475-1617 |
| Document Number | 57690-256 |
| Book / Page | 057690 / 000256 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | 57690-256 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 057690/000256 |
| Instrument | 97808 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 5, 2037 |
The 2025 property tax bill for 18 Oak St was $3,627, up 4.6% from the year before.
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,627.00 (+4.61%) | $308,700 (+11.65%) Land $35,300 Building $273,400 | $316,825 (+23.66%) |
| 2024 | $3,467.00 (-4.99%) | $276,500 (+1.54%) Land $32,100 Building $244,400 | $256,215 |
| 2023 | $3,649.00 | $272,300 Land $30,500 Building $241,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 18 Oak St.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000 |
|---|---|
| Water Source | Purchased surface water from ASH/WIN JOINT WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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