88 Oak St, Saint Paul, MN 55115 Property Records

Washington County property record for 88 Oak St, Saint Paul, MN 55115

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,056 sqft · built 1979
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$254,300 (Dec 2018)
Tax Bill	$7,442 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-030-21-24-0018`

Property Details

APN / Parcel Number

Primary APN	`20-030-21-24-0018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
Basement Area	850 sqft
Finished Basement	850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	88 OAK ST
City	SAINT PAUL
State	MN
Zip	55115-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 2 007 EXC THAT PORTION THEREOF DESC AS FOLL COM AT NELY COR OF LOT 1 BLK 7 MAHTOMEDI ADD THN SELY ALONG ELY PROPERTY
Legal Range	21W
Legal Township	30N
Legal Section	20
Legal Subdivision	MAHTOMEDI
Legal Block	7
Legal Lot Number	1
Jurisdiction	WASHINGTON MN
Township / Civil Division	MAHTOMEDI
Census Block Group	1
Census Block	1021
Census Tract	70304

Owner

88 Oak St is owned and occupied by two individuals who bought it in December 2018.

Source: Washington County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 OAK ST, SAINT PAUL, MN 55115-1954
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS
Dec 20, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA
Dec 20, 2018	Warranty Deed, Transfer CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Sep 25, 2018 · Amount on File
Deed Document Number	20184179579
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	88 OAK ST, SAINT PAUL, MN 55115-1954
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004317431
Date	Jun 10, 2021
Instrument	4317431

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	88 OAK ST, SAINT PAUL, MN 55115-1954
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004198059
Date	Jun 27, 2019
Instrument	4198059

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Dec 20, 2018
Property Address	88 OAK ST, SAINT PAUL, MN 55115-1954
Document Number	0004179579
Instrument Date	Dec 17, 2018
Instrument	4179579
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	CITIES TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$839.19
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	88 OAK ST, MAHTOMEDI, MN 55115-1954

Mortgage

Document Number	0004179580
Date	Dec 20, 2018
Instrument	4179580

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Dec 20, 2018
Property Address	88 OAK ST, SAINT PAUL, MN 55115-1954
Document Number	0004179578
Instrument Date	Dec 12, 2018
Instrument	4179578
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$577.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	88 OAK ST MAHTOMEDI MN 551151954, MAHTOMEDI, MN 55115-1954

Tax Assessment & Valuation

The 2026 property tax bill for 88 Oak St was $7,442.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Mahtomedi City
Unified School District	Mahtomedi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,442.00
2025		$390,600 (+0.46%) Land $167,300 Building $223,300	$390,600 (+0.46%) Land $167,300 Building $223,300
2024		$388,800 Land $162,800 Building $226,000	$388,800 Land $162,800 Building $226,000
2023	$5,172.00
2022		$382,600 Land $177,400 Building $205,200	$382,600 Land $177,400 Building $205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mahtomedi serves 8,818 people · EPA ID MN1820013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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