76 Oak St, Saint Paul, MN 55115 Property Records

Washington County property record for 76 Oak St, Saint Paul, MN 55115

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,385 sqft · built 1930
Lot Size	0.15 acres (6,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Apr 2023)
Tax Bill	$4,812 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-030-21-24-0040`

Property Details

APN / Parcel Number

Primary APN	`20-030-21-24-0040`
Alternative APN	`499554200`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,385 sqft Living Area
Basement Area	605 sqft
Finished Basement	600 sqft
Unfinished Basement	5 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,538 sqft (0.15 acres)
Lot Dimensions	151 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	76 OAK ST
City	SAINT PAUL
State	MN
Zip	55115-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME MAHTOMEDI ASSEMBLY LOT 5 BLOCK 7 SUBDIVISIONCD 49955
Legal Range	21W
Legal Township	30N
Legal Section	20
Legal Subdivision	MAHTOMEDI ASSEMBLY
Legal Block	7
Legal Lot Number	5
Jurisdiction	WASHINGTON MN
Township / Civil Division	MAHTOMEDI
Census Block Group	1
Census Block	1021
Census Tract	70304

Owner

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 OAK ST, SAINT PAUL, MN 55115-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 19, 2019	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Mar 31, 2023 · Amount on Record
Deed Document Number	20234402419
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Apr 5, 2023
Property Address	76 OAK ST, SAINT PAUL, MN 55115-1930
Document Number	0004402419
Instrument Date	Mar 3, 2023
Instrument	4402419
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	76 OAK ST, MAHTOMEDI, MN 55115-1930

Mortgage

Document Number	0004402420
Date	Apr 5, 2023
Instrument	4402420

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Dec 19, 2019
Property Address	76 OAK ST, SAINT PAUL, MN 55115-1930
Document Number	0004223240
Instrument Date	Nov 15, 2019
Instrument	4223240
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,193.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	76 OAK ST, MAHTOMEDI, MN 55115-1930
Investor	Possibly a Property Investor

Mortgage

Document Number	0004223241
Date	Dec 19, 2019
Instrument	4223241

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Mahtomedi City
Unified School District	Mahtomedi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,812.00 (+6.7%) Homeowner's exemption
2025		$403,300 (+1.84%) Land $156,800 Building $246,500	$403,300 (+1.84%) Land $156,800 Building $246,500
2024		$396,000 (-4.74%) Land $151,800 Building $244,200	$396,000 (-4.74%) Land $151,800 Building $244,200
2023	$4,510.00
2022		$415,700 Land $193,000 Building $222,700	$415,700 Land $193,000 Building $222,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mahtomedi serves 8,818 people · EPA ID MN1820013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Oak St

Nearby Streets

All Saint Paul, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures