Cheshire County and Troy Town property record for 88 Monadnock St, Troy, NH 03465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,313 sqft · built 1880 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Jun 2020) |
| Tax Bill | $5,353 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TROY M:012 B:0011 L:0000 |
| Primary APN | TROY M:012 B:0011 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,313 sqft Living Area |
| Gross Area | 2,186 sqft |
| 1st Floor Area | 732 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 88 MONADNOCK ST |
|---|---|
| City | TROY |
| State | NH |
| Zip | 03465-2229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Block | 11 |
| Jurisdiction | TROY TOWN NH |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970800 |
Source: Cheshire County and Troy Town records · APN TROY M:012 B:0011 L:0000
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 MONADNOCK ST, TROY, NH 03465-2229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 04, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WEST CAP LENDING INC |
| Jun 30, 2020 | Warranty Deed, Transfer · FHA Mortgage CMG FIN'L |
| Jan 30, 2017 | Deed of Trust, Mortgage MERRIMACK MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Sale | Jan 31, 2017 · Amount on Record |
| Deed Document Number | 20205098 |
| Deed Book / Page | 3115 / 1034 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Property Address | 88 MONADNOCK ST, TROY, NH 03465-2229 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0003333-80 |
|---|---|
| Date | Dec 04, 2025 |
| Book Page | 3333/80 |
| Instrument | 2509550 |
| Name | WEST CAP LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Recording Date | Jun 30, 2020 |
| Property Address | 88 MONADNOCK ST, TROY, NH 03465-2229 |
| Document Number | 0031151034 |
| Book / Page | 003115 / 001034 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 5098 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,355.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 33 MCKINLEY CIR #2 MARLBOROUGH NH 034552431, 2, MARLBOROUGH, NH 03455-2431 |
| Document Number | 31151036 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 003115/001036 |
| Instrument | 5099 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Number | 31151051, |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 003115/001051 |
| Instrument | 5100 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | 32 CONSTITUTION DR, BEDFORD, NH 03110-6062 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Property Address | 88 MONADNOCK ST, TROY, NH 03465-2229 |
| Document Number | 0029750076 |
| Book / Page | 002975 / 000076 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 88 MONADNOCK ST TROY NH 034652229, TROY, NH 03465-2229 |
| Document Number | 0029750076 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 002975/000076 |
| Instrument | 1700791 |
| Name | MERRIMACK MTG |
|---|---|
| Type | Mortgage Company |
| Address | MANCHESTER, NH 03101 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2047 |
Source: Cheshire County and Troy Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Troy Town |
| Unified School District | Monadnock Regional School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,353.00 (+73.35%) | $248,500 (+179.84%) Land $19,300 Building $229,200 |
| 2018 | $3,088.00 | $88,800 Land $16,300 Building $72,500 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 76 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY WATER WORKS serves 1,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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