104 Monadnock St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 104 Monadnock St, Troy, NH 03465 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,736 sqft · built 1890
Lot Size2.95 acres (128,502 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Aug 2018)
Tax Bill$4,831 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNTROY M:012 B:0014 L:0000

Property Details

APN / Parcel Number

Primary APNTROY M:012 B:0014 L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,736 sqft Living Area
Gross Area2,569 sqft
1st Floor Area820 sqft
AtticAttic
Attic Area126 sqft
Basement Area664 sqft
Unfinished Basement664 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area128,502 sqft (2.95 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address104 MONADNOCK ST
CityTROY
StateNH
Zip03465-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block14
JurisdictionTROY TOWN NH
Township / Civil DivisionTROY
Census Block Group3
Census Block3002
Census Tract970800

Owner

Source: Cheshire County and Troy Town records · APN TROY M:012 B:0014 L:0000

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 586, TROY, NH 03465-0586
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Sep 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CMG MORTGAGE INC
Aug 30, 2018Warranty Deed, Transfer · FHA Mortgage
LENDUS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2018 · Amount on Record
Deed SaleAug 30, 2018 · Amount on Record
Deed Document Number20187067
Deed Book / Page3038 / 425
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address104 MONADNOCK ST, TROY, NH 03465-2230
Transaction TypeMortgage
Record UpdatedApr 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003273-948
DateApr 08, 2024
Book Page3273/948
Instrument2402123
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 01, 2049
Interest
Rate TypeAdjustable Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address104 MONADNOCK ST, TROY, NH 03465-2230
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3180-234
DateSep 10, 2021
Book Page3180/234
Instrument2109886
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTROY TOWN NH
Recording DateAug 30, 2018
Property Address104 MONADNOCK ST, TROY, NH 03465-2230
Document Number0030380425
Book / Page003038 / 000425
Instrument DateAug 29, 2018
Instrument7067
Transaction TypeTransfer
Record UpdatedNov 21, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 586 TROY NH 034650586, TROY, NH 03465-0586

Mortgage

Document Number30380432
DateAug 30, 2018
Book Page003038/000432
Instrument7069
Lender
NameLENDUS LLC
AddressALAMO, CA 94507
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2048

Tax Assessment & Valuation

Source: Cheshire County and Troy Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,831.00 (+21.11%)$224,300 (+95.55%) Land $42,600 Building $181,700
2018$3,989.00$114,700 Land $38,400 Building $76,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheshire County (33005C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330059708003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 53% of New Hampshire
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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