Mitchell County property record for 88 Meadow Ln, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,382 sqft Living Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,000 (2021) |
| Tax Bill | $1,271.00 (2025) |
| Primary APN | 0880-16-73-5915 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,382 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1988 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 18,731 sqft (0.43 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 555783484 |
|---|---|
| Street Address | 88 MEADOW LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFF DEER PARK LAKE LOT 27 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0880-16-73-5915
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 88 MEADOW LN, SPRUCE PINE, NC 28777-8713 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage OUTAMATION INC |
| Nov 08, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANCARE LLC |
| May 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC |
| Jan 22, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on Record |
| Deed Sale | Jan 22, 2021 · Amount on Record |
| Prior Sale | Jun 04, 2009 · Amount on Record |
| Deed Doc Number | 2021000156 |
| Deed Book / Page | 623 / 205 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 88 MEADOW LN, SPRUCE PINE, NC 28777-8713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 88 MEADOW LN, SPRUCE PINE, NC 28777-8713 |
| Document Number | 000687/339 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 687/339 |
| Instrument | 2026000277 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHLAKE, TX 76092 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 88 MEADOW LN, SPRUCE PINE, NC 28777-8713 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 88 MEADOW LN, SPRUCE PINE, NC 28777-8713 |
| Document Number | 635/886 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 635/886 |
| Instrument | 2021002582 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 88 MEADOW LN, SPRUCE PINE, NC 28777-8713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 580/183 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 580/183 |
| Instrument | 2017000928 |
| Name | UNITED COMMUNITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jan 22, 2021 |
| Property Address | 88 MEADOW LN, SPRUCE PINE, NC 28777-8713 |
| Document Number | 623/205 |
| Book / Page | 623 / 205 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021000156 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $436.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 288 ROCKLEDGE RD, 288, SPRUCE PINE, NC 28777-9238 |
| Name | Verified Name |
|---|---|
| Address | 88 MEADOW LN, SPRUCE PINE, NC 28777-8713 |
| Document Number | 2021000157 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021000157 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,271.00 | $227,000 (-) Land $24,100 Building $202,900 |
| 2023 | $1,271.00 | $227,000 Land $24,100 Building $202,900 |
88 Meadow Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 47th percentile of exposed land nationally · 68th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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