Mitchell County property record for 108 Meadow Ln, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,590 sqft Living Area |
| Lot Size | 19,166 sqft (0.439 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $176,000 (2024) |
| Tax Bill | $1,192.00 (2025) |
| Primary APN | 0880-16-74-5037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,590 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1989 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 19,166 sqft (0.439 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 555785553 |
|---|---|
| Street Address | 108 MEADOW LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8672 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 28 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0880-16-74-5037
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 MEADOW LN, SPRUCE PINE, NC 28777-8672 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on Record |
| Deed Sale | Jul 12, 2024 · Amount on Record |
| Prior Sale | Aug 12, 2013 · Amount on Record |
| Deed Doc Number | 2024001161 |
| Deed Book / Page | 670 / 408 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 108 MEADOW LN, SPRUCE PINE, NC 28777-8672 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000646/53 |
|---|---|
| Date | Jul 05, 2022 |
| Book Page | 646/53 |
| Instrument | 2022002007 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 12, 2024 |
| Property Address | 108 MEADOW LN, SPRUCE PINE, NC 28777-8672 |
| Document Number | 000670/408 |
| Book / Page | 670 / 408 |
| Instrument Date | Jul 12, 2024 |
| Instrument | 2024001161 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 MEADOW LN, SPRUCE PINE, NC 28777-8672 |
| Name | Verified Name |
|---|---|
| Address | 108 MEADOW LN, SPRUCE PINE, NC 28777-8672 |
| Document Number | 2024001162 |
|---|---|
| Date | Jul 12, 2024 |
| Instrument | 2024001162 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,192.00 | $213,000 (-) Land $24,500 Building $188,500 |
| 2023 | $1,192.00 | $213,000 Land $24,500 Building $188,500 |
108 Meadow Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 47th percentile of exposed land nationally · 68th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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