88 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 88 Main St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,764 sqft · built 1998
Lot Size	1.04 acres (45,668 sqft)
Owner	2 Company Names on Record
Last Sale	$1,535,000 (Oct 2024)
Tax Bill	$16,698 (2026)
Deeds & Mortgages	Jun 2026 Transfer May 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0038 B:0000 L:0623`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0038 B:0000 L:0623`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,764 sqft Living Area
Gross Area	8,572 sqft
Basement Area	1,918 sqft
Unfinished Basement	1,918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	45,668 sqft (1.04 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	88 MAIN ST
City	LYNNFIELD
State	MA
Zip	01940-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	FREEMAN STREET EXT
Legal Lot Number	623
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4021
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	88 MAIN ST, LYNNFIELD, MA 01940-2511
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Quit Claim Deed, Transfer Quitclaim
May 14, 2025	Deed of Trust, Mortgage · Line of Credit HARBORONE BANK
May 8, 2023	Quit Claim Deed, Transfer
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE BANK
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Aug 28, 2018	Deed of Trust, Mortgage CAMDEN NATIONAL BANK
Jun 18, 2018	Deed of Trust, Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	May 8, 2023 · Amount on Record
Deed Document Number	202420241024001080
Deed Book / Page	42392 / 482
Prior Transfer Date	Oct 11, 2024
Prior Transfer Doc	042392-482
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jun 5, 2026
Property Address	88 MAIN ST, LYNNFIELD, MA 01940-2511
Document Number	043427-226
Book / Page	43427 / 226
Instrument Date	May 27, 2026
Instrument	2026110
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 MAIN ST, LYNNFIELD, MA 01940-2511

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	88 MAIN ST, LYNNFIELD, MA 01940-2511
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042713-1
Date	May 14, 2025
Book Page	42713/1
Instrument	20250514000680

Lender

Name	HARBORONE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	May 8, 2023
Property Address	88 MAIN ST, LYNNFIELD, MA 01940-2511
Document Number	041553-598
Book / Page	41553 / 598
Instrument Date	Mar 28, 2023
Instrument	20230508002170
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 FRESH POND PKWY, CAMBRIDGE, MA 02138-2121

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	88 MAIN ST, LYNNFIELD, MA 01940-2511
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040534-537
Date	Dec 1, 2021
Book Page	40534/537
Instrument	20211201000860

Lender

Name	HARBORONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	88 MAIN ST, LYNNFIELD, MA 01940-2511
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40322-62
Date	Sep 28, 2021
Book Page	40322/62
Instrument	20210928002060

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	88 MAIN ST, LYNNFIELD, MA 01940-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36968-140
Date	Aug 28, 2018
Book Page	36968/140
Instrument	180828000400

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2038

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	88 MAIN ST, LYNNFIELD, MA 01940-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36794-506
Date	Jun 18, 2018
Book Page	36794/506
Instrument	257

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,698.00 (+11.2%)	$1,457,100 (+2.47%) Land $570,100 Building $884,200	$1,649,587 (+13.51%)
2025	$15,016.00 (+23.04%)	$1,422,000 (+22.46%) Land $553,500 Building $868,500	$1,453,215
2024	$12,204.00 (+1.73%)	$1,161,200 (+9.37%) Land $503,200 Building $658,000
2023	$11,997.00	$1,061,700 Land $477,500 Building $584,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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