118 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 118 Main St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,915 sqft · built 2004
Lot Size	0.69 acres (30,052 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Jun 2007)
Tax Bill	$19,189 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0032 B:0000 L:2755`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0032 B:0000 L:2755`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,915 sqft Living Area
Gross Area	6,567 sqft
Basement Area	1,965 sqft
Unfinished Basement	491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,052 sqft (0.69 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	118 MAIN ST
City	LYNNFIELD
State	MA
Zip	01940-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	2755
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4021
Census Tract	209200

Owner

118 Main St is owned and occupied by an individual who bought it in June 2007.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	118 MAIN ST, LYNNFIELD, MA 01940-2511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage INSEGMENT INC
Feb 17, 2020	Deed of Trust, Mortgage INSEGMENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2007 · Amount on File
Deed Sale	Jun 29, 2007 · Amount on File
Prior Sale	Jun 28, 2007
Deed Book / Page	26976 / 562
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	118 MAIN ST, LYNNFIELD, MA 01940-2511
Document Number	38270-120
Instrument Date	Feb 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MAIN ST LYNNFIELD MA 019402511, LYNNFIELD, MA 01940-2511

Mortgage

Document Number	38270-120
Date	Feb 18, 2020
Book Page	038270/000120
Instrument	18004590

Lender

Name	INSEGMENT INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 17, 2025

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	118 MAIN ST, LYNNFIELD, MA 01940-2511
Document Number	38270-103
Instrument Date	Feb 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MAIN ST LYNNFIELD MA 019402511, LYNNFIELD, MA 01940-2511

Mortgage

Document Number	38270-103
Date	Feb 18, 2020
Book Page	038270/000103
Instrument	18004580

Lender

Name	INSEGMENT INC

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 17, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 118 Main St was $19,189, up 11.2% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,189.00 (+11.23%)	$1,674,400 (+2.49%) Land $566,100 Building $1,091,000	$2,047,575 (+24.69%)
2025	$17,252.00 (+9.87%)	$1,633,700 (+9.35%) Land $549,600 Building $1,084,100	$1,642,170
2024	$15,702.00 (+2.14%)	$1,494,000 (+9.82%) Land $499,700 Building $994,300
2023	$15,373.00	$1,360,400 Land $474,000 Building $886,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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