88 Main St, Lowden, IA 52255 Property Records

Cedar County property record for 88 Main St, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,392 sqft · built 1977
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2016)
Tax Bill	$2,324 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042008022290070`

Property Details

APN / Parcel Number

Primary APN	`042008022290070`
Alternative APN	`42004200802229007000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,110 sqft (0.278 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	88 MAIN ST
City	LOWDEN
State	IA
Zip	52255-9594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWDEN DEVEL 1ST ADDLOT 6
Legal Subdivision	LOWDEN DEVELOPMENTS FIRST ADDITION
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	450100

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 MAIN ST, LOWDEN, IA 52255-9594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
May 23, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2016 · Amount on Record
Deed Sale	May 25, 2016 · Amount on Record
Deed Document Number	20161438
Deed Book / Page	1314 / 235
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	88 MAIN ST, LOWDEN, IA 52255-9594
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001589/85
Date	May 24, 2021
Book Page	1589/85
Instrument	2021 1955

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	88 MAIN ST, LOWDEN, IA 52255-9594
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001416/0000000073
Date	May 23, 2018
Book Page	0000001416/0000000073
Instrument	000000001581

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	176 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,324.00 Homeowner's exemption	$166,460 (-) Land $27,830 Building $138,630	$166,460 (-) Land $27,830 Building $138,630
2025	$2,324.00 (+0.96%) Homeowner's exemption	$166,460 (+13.24%) Land $27,830 Building $138,630	$166,460 (+13.24%) Land $27,830 Building $138,630
2024	$2,302.00 (+18.9%)
2023		$147,000 (+25.64%) Land $27,830 Building $119,170	$147,000 (+25.64%) Land $27,830 Building $119,170
2022	$1,936.00 Homeowner's exemption	$117,000 Land $22,770 Building $94,230
2021			$117,000 Land $22,770 Building $94,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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