84 Main St, Lowden, IA 52255 Property Records

Cedar County property record for 84 Main St, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,610 sqft · built 1976
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2026)
Tax Bill	$3,124 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042008022290090`

Property Details

APN / Parcel Number

Primary APN	`042008022290090`
Alternative APN	`42004200802229009000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Basement Area	709 sqft
Unfinished Basement	709 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	281 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	84 MAIN ST
City	LOWDEN
State	IA
Zip	52255-9594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWDEN DEVEL 1ST ADDLOT 8
Legal Subdivision	LOWDEN DEV 1ST ADD
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	450100

Owner

84 Main St is owned and occupied by an individual who bought it in April 2026.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	84 MAIN ST, LOWDEN, IA 52255-9594
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
May 11, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Aug 5, 2016 · Amount on File
Deed Document Number	20261045
Deed Book / Page	1815 / 99
Prior Transfer Date	May 10, 2022
Prior Transfer Doc	001648/102
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Apr 15, 2026
Property Address	84 MAIN ST, LOWDEN, IA 52255-9594
Document Number	0000001045
Book / Page	1815 / 99
Instrument Date	Apr 10, 2026
Instrument	2026.1045
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,199.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 MAIN ST, LOWDEN, IA 52255-9594

Mortgage

Document Number	0000001046,
Date	Apr 15, 2026
Instrument	2026..1046

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Apr 15, 2026
Property Address	84 MAIN ST, LOWDEN, IA 52255-9594
Document Number	0001815/99
Book / Page	1815 / 99
Instrument Date	Apr 10, 2026
Instrument	20261045
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,199.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 MAIN ST, LOWDEN, IA 52255-9594

Mortgage

Document Number	0000001046,
Date	Apr 15, 2026
Instrument	20261046

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	84 MAIN ST, LOWDEN, IA 52255-9594
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001624/350
Date	Dec 10, 2021
Book Page	1624/350
Instrument	2021 4708

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CEDAR IA
Recording Date	May 11, 2022
Property Address	84 MAIN ST, LOWDEN, IA 52255-9594
Document Number	001648/102
Book / Page	1648 / 102
Instrument Date	May 10, 2022
Instrument	2022 1612
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 MAIN ST, LOWDEN, IA 52255-9594

Tax Assessment & Valuation

The 2026 property tax bill for 84 Main St was $3,124 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,124.00 Homeowner's exemption	$219,920 (-) Land $25,300 Building $194,620	$219,920 (-) Land $25,300 Building $194,620
2025	$3,124.00 (+2.43%) Homeowner's exemption	$219,920 Land $25,300 Building $194,620	$219,920 Land $25,300 Building $194,620
2024	$3,050.00
2023		$188,580 (+26.07%) Land $25,300 Building $163,280	$188,580 Land $25,300 Building $163,280
2022	$2,520.00 Homeowner's exemption	$149,580 Land $20,700 Building $128,880
2021			$149,580 Land $20,700 Building $128,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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