88 Jefferson St, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 88 Jefferson St, Waldoboro, ME 04572

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,755 sqft · built 1824
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$380,300 (Nov 2021)
Tax Bill	$5,136 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WALB M:U5 L:21`

Property Details

APN / Parcel Number

Primary APN	`WALB M:U5 L:21`
Alternative APN	`1001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,755 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1824
Effective Year Built	Effective 1824
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1001
Street Address	88 JEFFERSON ST
City	WALDOBORO
State	ME
Zip	04572-6007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Lot Number	21
Jurisdiction	WALDOBORO ME
Township / Civil Division	WALDOBORO
Census Block Group	2
Census Block	2013
Census Tract	975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

88 Jefferson St is owned and occupied by an individual who bought it in November 2021.

Source: Lincoln County and Waldoboro Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	88 JEFFERSON ST, WALDOBORO, ME 04572-6007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 12, 2018	Deed of Trust, Mortgage FIRST NATL BK
Nov 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Oct 17, 2005 · Amount on File
Deed Document Number	202181515
Deed Book / Page	5806 / 143
Transfer Doc	03570-0262
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	88 JEFFERSON ST, WALDOBORO, ME 04572-6007
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061830012
Date	Jan 23, 2025
Book Page	6183/12
Instrument	111743

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	88 JEFFERSON ST, WALDOBORO, ME 04572-6007
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053140121
Date	Oct 12, 2018
Book Page	05314/0121
Instrument	000000043718

Lender

Name	FIRST NATL BK

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 26, 2028

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALDOBORO ME
Recording Date	Nov 10, 2021
Property Address	88 JEFFERSON ST, WALDOBORO, ME 04572-6007
Document Number	0058060143
Book / Page	5806 / 143
Instrument Date	Nov 10, 2021
Instrument	81515
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 542, DAMARISCOTTA, ME 04543-0542

Mortgage

Document Number	0000081516
Date	Nov 10, 2021
Instrument	81516

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 88 Jefferson St was $5,136, down 4.4% from the year before.

Source: Lincoln County and Waldoboro Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Waldoboro Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,136.00 (-4.43%)	$347,000 (+9.12%) Land $66,000 Building $281,000
2024	$5,374.00 (+8.32%)	$318,000 (-) Land $37,000 Building $281,000
2023	$4,961.00 (+11.43%)	$318,000 (-) Land $37,000 Building $281,000	$406,030
2022	$4,452.00	$318,000 Land $37,000 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Jefferson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDOBORO WATER DEPT serves 1,065 people · EPA ID ME0091560
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Tidewater O.P.E.N. Fiber	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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