87 Jefferson St, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 87 Jefferson St, Waldoboro, ME 04572

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,155 sqft · built 1998
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$83,800 (Dec 2016)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WALB M:U5 L:7`

Property Details

APN / Parcel Number

Primary APN	`WALB M:U5 L:7`
Alternative APN	`473`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,155 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	473
Street Address	87 JEFFERSON ST
City	WALDOBORO
State	ME
Zip	04572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Subdivision	HOME PLACE
Legal Lot Number	7
Jurisdiction	WALDOBORO ME
Township / Civil Division	WALDOBORO
Census Block Group	2
Census Block	2015
Census Tract	975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

87 Jefferson St is owned by two individuals who bought it in December 2016.

Source: Lincoln County and Waldoboro Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 288, WALDOBORO, ME 04572-0288
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK
Jan 2, 2018	Deed of Trust, Mortgage FIRST NATL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2016 · Amount on File
Deed Sale	Dec 29, 2016 · Amount on File
Deed Document Number	201623349
Deed Book / Page	5091 / 260
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	87 JEFFERSON ST, WALDOBORO, ME 04572
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059970141
Date	May 11, 2023
Book Page	5997/141
Instrument	96232

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	87 JEFFERSON ST, WALDOBORO, ME 04572
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058590031
Date	Mar 16, 2022
Book Page	5859/31
Instrument	85231

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	87 JEFFERSON ST, WALDOBORO, ME 04572
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052170281
Date	Jan 2, 2018
Book Page	05217/0281
Instrument	000000034752

Lender

Name	FIRST NATL BK

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 87 Jefferson St was $2,575, up 1.6% from the year before.

Source: Lincoln County and Waldoboro Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Waldoboro Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,575.00 (+1.58%)	$174,000 (+16%) Land $53,000 Building $121,000
2024	$2,535.00 (+8.33%)	$150,000 (-) Land $29,000 Building $121,000
2023	$2,340.00 (+11.43%)	$150,000 (-) Land $29,000 Building $121,000	$205,485
2022	$2,100.00	$150,000 Land $29,000 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Jefferson St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDOBORO WATER DEPT serves 1,065 people · EPA ID ME0091560
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Tidewater O.P.E.N. Fiber	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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