88 James St, Torrington, CT 06790 Property Records

Torrington City property record for 88 James St, Torrington, CT 06790

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,371 sqft · built 1887
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Sep 2026)
Tax Bill	$6,104 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2023 Refinance + 4 more
APN	`009224`

Property Details

APN / Parcel Number

Primary APN	`009224`
Alternative APNs	`TORR M:119 B:011 L:013` `9224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,371 sqft Living Area
Gross Area	4,232 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	9224
Street Address	88 JAMES ST
City	TORRINGTON
State	CT
Zip	06790-4905
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6
Legal Block	11
Legal Lot Number	13
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1003
Census Tract	310200

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 JAMES ST, TORRINGTON, CT 06790-4905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BPL MORTGAGE TRUST LLC
Jul 28, 2022	Warranty Deed, Transfer
Jul 16, 2019	Warranty Deed, Transfer UNKNOWN
May 29, 2019	Warranty Deed, Foreclosure UNKNOWN
Sep 10, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	2026512796
Deed Book / Page	1470 / 771
Transfer Doc	1273-459
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Sep 22, 2026
Property Address	88 JAMES ST, TORRINGTON, CT 06790-4905
Document Number	0000512796
Book / Page	1470 / 771
Instrument Date	Sep 18, 2026
Instrument	2026512796
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 JAMES ST, TORRINGTON, CT 06790-4905

Mortgage

Date	Sep 22, 2026

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	88 JAMES ST, TORRINGTON, CT 06790-4905
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001382-814
Date	Feb 1, 2023
Book Page	1382/814
Instrument	2023-481033

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jul 28, 2022
Property Address	88 JAMES ST, TORRINGTON, CT 06790-4905
Document Number	001371-316
Book / Page	1371 / 316
Instrument Date	Jul 21, 2022
Instrument	2022-477430
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jul 16, 2019
Property Address	88 JAMES ST, TORRINGTON, CT 06790-4905
Document Number	1291-474
Book / Page	001291 / 000474
Instrument Date	Jul 12, 2019
Instrument	449585
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$63.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 CEMETERY RD HARWINTON CT 067912222, HARWINTON, CT 06791-2222

May 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	May 29, 2019
Property Address	88 JAMES ST, TORRINGTON, CT 06790-4905
Document Number	1288-705
Book / Page	001288 / 000705
Instrument Date	Sep 19, 2018
Instrument	448404
Transaction Type	Foreclosure
Record Updated	Jun 18, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

September 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	TORRINGTON CT
Recording Date	Sep 10, 2018
Property Address	88 JAMES ST, TORRINGTON, CT 06790-4905
Document Number	1273-459
Book / Page	001273 / 000459
Instrument Date	Sep 5, 2018
Instrument	441775
Transaction Type	Foreclosure
Record Updated	Oct 2, 2018

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	88 JAMES ST TORRINGTON CT 067904905, TORRINGTON, CT 06790-4905
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,104.00 (-12.97%)	$182,420 (-) Land $19,950 Building $162,470	$310,297 (+143%)
2025	$7,014.00 (+86.64%)	$182,420 (+132.8%) Land $19,950 Building $162,470	$127,694 Land $13,965 Building $113,729
2023	$3,758.00 (+1.73%)	$78,360 (-) Land $19,950 Building $58,410
2022	$3,694.00	$78,360 Land $19,950 Building $58,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

88 James St, Torrington, CT 06790 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Warranty Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2018: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on James St

Nearby Streets

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