87 James St, Torrington, CT 06790 Property Records

Torrington City property record for 87 James St, Torrington, CT 06790

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,295 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$118,000 (Mar 2018)
Tax Bill$5,942 (2026)
Deeds & MortgagesAug 2021 Mortgage
Mar 2018 Sale & Mortgage
APN007785

Property Details

APN / Parcel Number

Primary APN007785
Alternative APNs
  • TORR M:118 B:004 L:014
  • 7785

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,295 sqft Living Area
Gross Area4,164 sqft
Basement Area928 sqft
Unfinished Basement928 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number7785
Street Address87 JAMES ST
CityTORRINGTON
StateCT
Zip06790-4906
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR6
Legal Block4
Legal Lot Number14
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1002
Census Tract310200

Owner

87 James St, a duplex, is owned and occupied by an individual who bought it in March 2018.

Source: Torrington City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address87 JAMES ST, TORRINGTON, CT 06790-4906
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Mar 29, 2018Warranty Deed, Transfer · FHA Mortgage
FIRST WORLD MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2018 · Amount on File
Deed SaleMar 29, 2018 · Amount on File
Prior SaleNov 20, 2002 · Amount on File
Deed Book / Page1263 / 430
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address87 JAMES ST, TORRINGTON, CT 06790-4906
Transaction TypeMortgage
Record UpdatedSep 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1343-604
DateAug 19, 2021
Book Page1343/604
Instrument2021-468294
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateMar 29, 2018
Property Address87 JAMES ST, TORRINGTON, CT 06790-4906
Document Number1263-430
Book / Page1263 / 430
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$32.67
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12630432
DateMar 29, 2018
Instrument01263/0432
Lender
NameFIRST WORLD MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 87 James St was $5,942, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,942.00 (-12.98%)$177,590 (-) Land $18,970 Building $158,620$292,043 (+134.93%)
2025$6,828.00$177,590 Land $18,970 Building $158,620$124,313 Land $13,279 Building $111,034
2024$6,828.00 (+85.9%)
2023$3,673.00 (+1.75%)$76,580 (-) Land $18,950 Building $57,630
2022$3,610.00$76,580 Land $18,950 Building $57,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 87 James St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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