Hamden Town property record for 88 Howard Dr, Hamden, CT 06514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,956 sqft · built 1978 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $496,000 (Jun 2025) |
| Tax Bill | $14,329 (2026) |
| Deeds & Mortgages | Jun 2025 Sale Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMD M:2627 B:089 L:00-0000 |
| Primary APN | HAMD M:2627 B:089 L:00-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,956 sqft Living Area |
| Gross Area | 3,162 sqft |
| 1st Floor Area | 1,530 sqft |
| Basement Area | 568 sqft |
| Unfinished Basement | 568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 88 HOWARD DR |
|---|---|
| City | HAMDEN |
| State | CT |
| Zip | 06514-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 89 |
| Legal Lot Number | 0000 |
| Jurisdiction | HAMDEN CT |
| Township / Civil Division | HAMDEN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 165801 |
Source: Hamden Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 88 HOWARD DR, HAMDEN, CT 06514-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 30, 2025 | Warranty Deed, Transfer |
| Oct 12, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage AFC MORTGAGE GROUP LLC |
| Jun 5, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | Oct 12, 2021 · Amount on Record |
| Deed Document Number | 20253227 |
| Deed Book / Page | 5281 / 135 |
| Prior Transfer Date | May 29, 2020 |
| Prior Transfer Doc | 004703-285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Jun 30, 2025 |
| Property Address | 88 HOWARD DR, HAMDEN, CT 06514-1819 |
| Document Number | 005281-135 |
| Book / Page | 5281 / 135 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 2025-03227 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Oct 12, 2021 |
| Property Address | 88 HOWARD DR, HAMDEN, CT 06514-1819 |
| Document Number | 4901-236 |
| Book / Page | 4901 / 236 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 8273 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 HOWARD DR, HAMDEN, CT 06514-1819 |
| Document Number | 8274 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 8274 |
| Name | AFC MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Jun 5, 2020 |
| Property Address | 88 HOWARD DR, HAMDEN, CT 06514-1819 |
| Document Number | 4703-283 |
| Book / Page | 4703 / 283 |
| Instrument Date | May 29, 2020 |
| Instrument | 2881 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 HOWARD DR, HAMDEN, CT 06514-1819 |
| Document Number | 4703-285 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 4703/285 |
| Instrument | 2882 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
Source: Hamden Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Hamden Town |
| Unified School District | Hamden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,329.00 (+5.07%) | $266,980 (+1.57%) Land $59,640 Building $207,340 | $437,903 (+138%) |
| 2025 | $262,850 (+63.62%) Land $59,640 Building $203,210 | $183,995 Land $41,748 Building $142,247 | |
| 2024 | $13,637.00 (+50.57%) | ||
| 2023 | $9,057.00 | $160,650 Land $41,790 Building $118,860 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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