108 Howard Dr, Hamden, CT 06514 Property Records

Hamden Town property record for 108 Howard Dr, Hamden, CT 06514

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,998 sqft · built 1966
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Sep 2005)
Tax Bill	$13,675 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2627 B:091 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2627 B:091 L:00-0000`
Alternative APN	`M:2627 B:091 L:00=0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	3,298 sqft
1st Floor Area	1,242 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	108 HOWARD DR
City	HAMDEN
State	CT
Zip	06514-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	91
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	3
Census Block	3010
Census Tract	165801

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 HOWARD DR, HAMDEN, CT 06514-1819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2005 · Amount on Record
Deed Sale	Sep 27, 2005 · Amount on Record
Deed Book / Page	3022 / 276
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Recording Date	Jul 24, 2026
Property Address	108 HOWARD DR, HAMDEN, CT 06514-1819
Document Number	0000004309
Book / Page	5391 / 267
Instrument Date	Jul 10, 2026
Instrument	20264309
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HOWARD DR, HAMDEN, CT 06514-1819

Mortgage

Document Number	0000004309,
Date	Jul 24, 2026
Book Page	5391/267
Instrument	20264309

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,675.00 (+3.45%)	$254,800 (-) Land $62,300 Building $192,500	$422,968 (+137.14%)
2025		$254,800 (+55.62%) Land $62,300 Building $192,500	$178,360 Land $43,610 Building $134,750
2024	$13,219.00 (+45.18%)	$163,730 (-) Land $43,680 Building $120,050
2023	$9,105.00	$163,730 Land $43,680 Building $120,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20