88 Gemstone Ln, Acworth, GA 30101 Property Records

Paulding County property record for 88 Gemstone Ln, Acworth, GA 30101

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,394 sqft · built 2002
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Sep 2020)
Tax Bill	$6,206 (2025)
Deeds & Mortgages	Sep 2020 Sale Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013.3.3.057.0000`

Property Details

APN / Parcel Number

Primary APN	`013.3.3.057.0000`
Alternative APN	`49083`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,394 sqft Living Area
Gross Area	5,535 sqft
1st Floor Area	1,777 sqft
Basement Area	1,725 sqft
Finished Basement	1,035 sqft
Unfinished Basement	690 sqft
Breakfast Nook	Breakfast Nook
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	451 sqft

Exterior Amenities

Porch	Porch
Porch Area	203 sqft
Deck Area	240 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	49083
Street Address	88 GEMSTONE LN
City	ACWORTH
State	GA
Zip	30101-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAL PROPERTY
Legal Subdivision	BENTWATER UNIT B
Legal Block	3
Legal Lot Number	B91
Legal Unit	B
Jurisdiction	PAULDING GA
Township / Civil Division	NORTH PAULDING
Census Block Group	3
Census Block	3004
Census Tract	120105

Owner

88 Gemstone Ln is owned and occupied by two individuals who bought it in September 2020.

Source: Paulding County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 GEMSTONE LN, ACWORTH, GA 30101-2246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 22, 2020	Grant Deed, Transfer · Conventional with PMI PROSPERITY HM MTG
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	Oct 18, 2013 · Amount on File
Deed Document Number	20206591
Deed Book / Page	4324 / 229
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING GA
Recording Date	Sep 22, 2020
Property Address	88 GEMSTONE LN, ACWORTH, GA 30101-2246
Document Number	0043240248
Book / Page	004324 / 000248
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$378.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	88 GEMSTONE LN ACWORTH GA 301012246, ACWORTH, GA 30101-2246

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PAULDING GA
Recording Date	Sep 22, 2020
Property Address	88 GEMSTONE LN, ACWORTH, GA 30101-2246
Document Number	0043240229
Book / Page	004324 / 000229
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 GEMSTONE LN ACWORTH GA 301012246, ACWORTH, GA 30101-2246

Mortgage

Document Number	43240232
Date	Sep 22, 2020
Book Page	004324/000232

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING GA
Property Address	88 GEMSTONE LN, ACWORTH, GA 30101-2246
Document Number	0040980883
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 GEMSTONE LN ACWORTH GA 301012246, ACWORTH, GA 30101-2246

Mortgage

Document Number	0040980883
Date	Sep 12, 2019
Book Page	004098/000883

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 11, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 88 Gemstone Ln was $6,206.

Source: Paulding County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Paulding County
Unified School District	Paulding County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,206.00	$249,524 Land $26,000 Building $223,524	$623,810 Land $65,000 Building $558,810
2023	$5,931.00	$227,540 Land $26,000 Building $201,540	$568,850 Land $65,000 Building $503,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Gemstone Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Gemstone Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAULDING COUNTY WATER SYSTEM serves 117,468 people · EPA ID GA2230002
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: GreyStone Connect, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gemstone Ln

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