40 Gemstone Ln, Acworth, GA 30101 Property Records

Paulding County property record for 40 Gemstone Ln, Acworth, GA 30101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,885 sqft · built 2002
Lot Size	0.569 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,400 (Mar 2003)
Tax Bill	$5,119 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013.3.3.052.0000`

Property Details

APN / Parcel Number

Primary APN	`013.3.3.052.0000`
Alternative APN	`49087`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,885 sqft Heated Area
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Unfinished Basement	1,372 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.569 acres)
Garage Area	462 sqft

Exterior Amenities

Porch	Porch
Porch Area	215 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	49087
Old Parcel Number	013330520000
Street Address	40 GEMSTONE LN
City	ACWORTH
State	GA
Zip	30101-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST: 3 SEC: 3 LOT: 244 SUBD: BENTWATER UNIT B SUBDLOT: B95
Legal Subdivision	BENTWATER UNIT B
Legal Lot Number	B95
Legal Unit	B
Jurisdiction	PAULDING GA
Township / Civil Division	NORTH PAULDING
Census Block Group	3
Census Block	3004
Census Tract	120105

Owner

Source: Paulding County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	40 GEMSTONE LN, ACWORTH, GA 30101-2246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage LGE FEDERAL CREDIT UNION
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2003 · Amount on Record
Deed Sale	Mar 13, 2003 · Amount on Record
Deed Document Number	0001340449
Deed Book / Page	1340 / 449
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING GA
Property Address	40 GEMSTONE LN, ACWORTH, GA 30101-2246
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GEMSTONE LN, ACWORTH, GA 30101-2246

Mortgage

Document Number	0052730000000730
Date	Jul 21, 2025
Book Page	0000005273/0000000730

Lender

Name	LGE FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING GA
Property Address	40 GEMSTONE LN, ACWORTH, GA 30101-2246
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GEMSTONE LN, ACWORTH, GA 30101-2246

Mortgage

Document Number	0046300000000285
Date	Oct 18, 2021
Book Page	0000004630/0000000285

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING GA
Property Address	40 GEMSTONE LN, ACWORTH, GA 30101-2246
Document Number	0041110742
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 GEMSTONE LN ACWORTH GA 301012246, ACWORTH, GA 30101-2246

Mortgage

Document Number	0041110742
Date	Oct 2, 2019
Book Page	004111/000742

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Paulding County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Paulding County
Unified School District	Paulding County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,119.00 (-4.17%) Homeowner's exemption	$209,120 (-4.07%) Land $26,000 Building $183,120	$522,800 (-4.07%) Land $65,000 Building $457,800
2024	$5,342.00 (+8.09%) Homeowner's exemption	$218,000 (+13.48%) Land $26,000 Building $192,000	$545,000 (+13.48%) Land $65,000 Building $480,000
2023	$4,942.00 Homeowner's exemption	$192,104 Land $26,000 Building $166,104	$480,260 Land $65,000 Building $415,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAULDING COUNTY WATER SYSTEM serves 117,468 people · EPA ID GA2230002
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: GreyStone Connect, Verizon.

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