Suffolk County and Smithtown Town property record for 88 Florida Ave, Commack, NY 11725 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,140 sqft · built 1978 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Sep 2019) |
| Tax Bill | $16,891 (2024) |
| Deeds & Mortgages | May 2021 Refinance Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 177.-3-13.2 |
| Primary APN | 473489 177.-3-13.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| Gross Area | 2,580 sqft |
| 1st Floor Area | 992 sqft |
| 2nd Floor Area | 1,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 16,117 sqft (0.37 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 88 FLORIDA AVE |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-98263 TC-52 FLORIDA AVE VILLAROEL HIGGINS ALBERT |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records · APN 473489 177.-3-13.2
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 FLORIDA AVE, COMMACK, NY 11725-5116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PARKSIDE LENDING LLC |
| Sep 20, 2019 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2019 · Amount on Record |
| Deed Sale | Sep 20, 2019 · Amount on Record |
| Deed Book / Page | 13029 / 573 |
| Prior Transfer Date | Dec 18, 2002 |
| Prior Transfer Doc | 0122310057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 88 FLORIDA AVE, COMMACK, NY 11725-5116 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232690623 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 23269/623 |
| Instrument | DM007865 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 20, 2019 |
| Property Address | 88 FLORIDA AVE, COMMACK, NY 11725-5116 |
| Document Number | 0130290573 |
| Book / Page | 13029 / 573 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,160 (-) Land $300 Building $5,860 | $770,000 (+10,774.17%) Land $37,500 Building $732,500 | |
| 2024 | $16,891.00 | ||
| 2023 | $6,160 Land $300 Building $5,860 | $7,081 Land $345 Building $6,736 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031352052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1981–2015) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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