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102 Florida Ave, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 102 Florida Ave, Commack, NY 11725 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,206 sqft · built 1970
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Tax Bill$18,868 (2024)
Deeds & MortgagesMar 2022 Refinance
Mar 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN473489 177.-3-7

Property Details

APN / Parcel Number

Primary APN473489 177.-3-7
Alternative APNs
  • 0800-177.00-03.00-007.000
  • 348917700000030070000000
  • 47340040130

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,206 sqft Living Area
Gross Area3,106 sqft
1st Floor Area1,152 sqft
2nd Floor Area1,054 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialWood
Lot Area13,939 sqft (0.32 acres)
View / LotSuburban
Garage TypeAttached
Garage Area795 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area905 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address102 FLORIDA AVE
CityCOMMACK
StateNY
Zip11725-5100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-97151 FLORIDA VE J LISOWY FRANCES ROSE HMVALENTINE
Legal Block3
Legal Lot Number7
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2008
Census Tract135205

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 177.-3-7

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address102 FLORIDA AVE, COMMACK, NY 11725-5100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
EMBRACE HOME LOANS INC
Mar 14, 2022Deed, Transfer
Nov 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MANHATTAN BRIDGE CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address102 FLORIDA AVE, COMMACK, NY 11725-5100
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0233920348
DateMar 14, 2022
Book Page23392/348
InstrumentDM070684
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateMar 14, 2022
Property Address102 FLORIDA AVE, COMMACK, NY 11725-5100
Document Number0131460968
Book / Page13146 / 968
Instrument DateFeb 17, 2022
Transaction TypeTransfer
Record UpdatedJun 28, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BELMAR LN, COMMACK, NY 11725-1104

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address102 FLORIDA AVE, COMMACK, NY 11725-5100
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233470324
DateNov 17, 2021
Book Page23347/324
InstrumentDM047905
Lender
NameMANHATTAN BRIDGE CAP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term13 Months
DueDec 01, 2022

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,905 (-) Land $300 Building $6,605$863,125 (+10,774.7%) Land $37,500 Building $825,625
2024$18,868.00
2023$6,905 Land $300 Building $6,605$7,937 Land $345 Building $7,592

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031352052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1981–2015)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2015, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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