88 Flat Rd, Mercer, PA 16137 Property Records

Mercer County property record for 88 Flat Rd, Mercer, PA 16137

Property Summary

Property Type	Single Family Home
Details	1,447 sqft · built 1965
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$101,000 (May 2018)
Tax Bill	$1,920 (2026)
Deeds & Mortgages	Apr 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04 161 012 001`

Property Details

APN / Parcel Number

Primary APN	`04 161 012 001`

Interior

Stories	1 Story
Building Area	1,447 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	60,984 sqft (1.4 acres)

Location & Zoning

Street Address	88 FLAT RD
City	MERCER
State	PA
Zip	16137-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HS GR LOT 1
Legal Subdivision	THOMAS AND BEVERLY COKAIN SUBDIVISION
Legal Lot Number	1
Jurisdiction	MERCER PA
Township / Civil Division	EAST LACKAWANNOCK
Census Block Group	5
Census Block	5013
Census Tract	32601

Owner

88 Flat Rd is owned and occupied by an individual who bought it in May 2018.

Source: Mercer County records, as of April 9, 2026

Owner of Record	Individual Name on File
Mailing Address	88 FLAT RD, MERCER, PA 16137-2908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
May 21, 2018	Deed, Transfer · FHA Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	Aug 5, 2013 · Amount on File
Deed Document Number	20184398
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER PA
Property Address	88 FLAT RD, MERCER, PA 16137-2908
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100004014
Date	Apr 16, 2021
Instrument	2021-00004014

Lender

Name	JLB CORP
Type	Mortgage Company
Address	CRANBERRY TOWNSHIP, PA 16066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER PA
Recording Date	May 21, 2018
Property Address	88 FLAT RD, MERCER, PA 16137-2908
Document Number	18000004398
Instrument Date	May 12, 2018
Instrument	180-00004398
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 FLAT RD, MERCER, PA 16137-2908

Mortgage

Document Number	18000004399
Date	May 21, 2018
Instrument	180-00004399

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 88 Flat Rd was $1,920 with a homeowner's exemption.

Source: Mercer County assessment roll, as of April 9, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Mercer County
County Subdivision	East Lackawannock Township
Unified School District	Mercer Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,920.00 Homeowner's exemption	$19,200 Land $1,800 Building $17,400
2024		$19,200 (-) Land $1,800 Building $17,400
2023	$1,798.00	$19,200 Land $1,800 Building $17,400
1974			$19,200 Land $1,800 Building $17,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 88 Flat Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Flat Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Flat Rd

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