70 Flat Rd, Mercer, PA 16137 Property Records

Mercer County property record for 70 Flat Rd, Mercer, PA 16137

Property Summary

Property TypeSingle Family Home
Details1,868 sqft · built 1985
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Tax Bill$3,675 (2026)
Deeds & MortgagesApr 2026 Mortgage
Aug 2021 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04 161 014

Property Details

APN / Parcel Number

Primary APN04 161 014

Interior

Stories1 Story
Building Area1,868 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area217,800 sqft (5 acres)

Location & Zoning

Street Address70 FLAT RD
CityMERCER
StatePA
Zip16137-2908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHS GR SH LOT 5
Legal SubdivisionDEANNA MCWILLIAMS RODGERS SUBDIVISION
Legal Lot Number5
JurisdictionMERCER PA
Township / Civil DivisionEAST LACKAWANNOCK
Census Block Group5
Census Block5013
Census Tract32601

Owner

Source: Mercer County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address70 FLAT RD, MERCER, PA 16137-2908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNSTAR FEDERAL CREDIT UNION
Aug 17, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNSTAR FCU
Mar 23, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER PA
Recording DateApr 27, 2026
Property Address70 FLAT RD, MERCER, PA 16137-2908
Document Number0000003106
Instrument DateApr 17, 2026
Instrument20263106
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 FLAT RD, MERCER, PA 16137-2908

Mortgage

Document Number0000003106,
DateApr 27, 2026
Instrument20263106
Lender
NamePENNSTAR FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 22, 2031
Interest
Rate6.22%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER PA
Property Address70 FLAT RD, MERCER, PA 16137-2908
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100009046
DateAug 17, 2021
Instrument2021-00009046
Lender
NamePENNSTAR FCU
TypeCredit Union
AddressHERMITAGE, PA 16148
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueAug 3, 2036

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionMERCER PA
Recording DateMar 23, 2017
Property Address70 FLAT RD, MERCER, PA 16137-2908
Document Number201700002656
Map ReferencePL 15 PG 50
Instrument DateMar 23, 2017
Instrument2017-00002656
Transaction TypeTransfer
Record UpdatedJul 14, 2023

Transaction

Tax$67.50
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address283 STONEPILE RD, MERCER, PA 16137-3343

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 FLAT RD, MERCER, PA 16137-2908

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of April 9, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMercer County
County SubdivisionEast Lackawannock Township
Unified School DistrictMercer Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,675.00 (+6.8%) Homeowner's exemption$36,750 (-) Land $1,650 Building $35,100
2024$36,750 (-) Land $1,650 Building $35,100
2023$3,441.00$36,750 Land $1,650 Building $35,100
1974$36,750 Land $1,650 Building $35,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flat Rd

Nearby Streets

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