88 Emerald Ln, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 88 Emerald Ln, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,038 sqft · built 2016
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,400 (Aug 2016)
Tax Bill	$19,507 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:F0022 B:A L:10`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:F0022 B:A L:10`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,038 sqft Living Area
1st Floor Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	88 EMERALD LN
City	DOVER
State	NH
Zip	03820-5515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	A
Legal Lot Number	10
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	4
Census Block	4011
Census Tract	81600

Owner

Source: Strafford County and Dover City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 EMERALD LN, DOVER, NH 03820-5515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit HOLY ROSARY CU
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BLUE WATER MORTGAGE CORPORATION
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI EMM FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2016 · Amount on Record
Deed Sale	Aug 10, 2016 · Amount on Record
Prior Sale	Jan 24, 2005 · Amount on Record
Deed Document Number	201611645
Deed Book / Page	4406 / 455
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	88 EMERALD LN, DOVER, NH 03820-5515
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005007-765
Date	Feb 14, 2022
Book Page	5007/765
Instrument	220002454

Lender

Name	HOLY ROSARY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	88 EMERALD LN, DOVER, NH 03820-5515
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004993-659
Date	Dec 27, 2021
Book Page	4993/659
Instrument	210025823

Lender

Name	BLUE WATER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	88 EMERALD LN, DOVER, NH 03820-5515
Document Number	0047660025
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 EMERALD LN DOVER NH 038205515, DOVER, NH 03820-5515

Mortgage

Document Number	0047660025
Date	Jun 1, 2020
Book Page	004766/000025
Instrument	7984

Lender

Name	EMM FIN'L
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,507.00 (+8.31%)	$991,200 (-) Land $180,500 Building $810,700
2024	$18,010.00 (+4.19%)	$991,200 (+7.23%) Land $180,500 Building $810,700	$954,180
2023	$17,286.00 (+12.04%)	$924,400 (+18.88%) Land $199,500 Building $724,900
2022	$15,428.00	$777,600 Land $190,000 Building $587,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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