81 Emerald Ln, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 81 Emerald Ln, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,200 sqft · built 2009
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,000 (Jan 2011)
Tax Bill	$14,425 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:F0022 B:A L:13`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:F0022 B:A L:13`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	81 EMERALD LN
City	DOVER
State	NH
Zip	03820-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	A
Legal Lot Number	13
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	4
Census Block	4011
Census Tract	81600

Owner

Source: Strafford County and Dover City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 EMERALD LN, DOVER, NH 03820-5512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage LIGHTHOUSE FUNDING CORP
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit INLAND MORTGAGE CORP
Oct 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2011 · Amount on Record
Deed Sale	Jan 28, 2011 · Amount on Record
Deed Book / Page	3902 / 100
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	81 EMERALD LN, DOVER, NH 03820-5512
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005279-28
Date	Jul 17, 2025
Book Page	5279/28
Instrument	250008621

Lender

Name	LIGHTHOUSE FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Aug 1, 2032

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	81 EMERALD LN, DOVER, NH 03820-5512
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005045-140
Date	Jun 30, 2022
Book Page	5045/140
Instrument	220009894

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	81 EMERALD LN, DOVER, NH 03820-5512
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4966-746
Date	Oct 15, 2021
Book Page	4966/746
Instrument	210020911

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	81 EMERALD LN, DOVER, NH 03820-5512
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4880-13
Date	Mar 12, 2021
Book Page	4880/13
Instrument	210004997

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	81 EMERALD LN, DOVER, NH 03820-5512
Document Number	0047960544
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 EMERALD LN DOVER NH 038205512, DOVER, NH 03820-5512

Mortgage

Document Number	0047960544
Date	Aug 21, 2020
Book Page	004796/000544
Instrument	13565

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	81 EMERALD LN, DOVER, NH 03820-5512
Document Number	0047130797
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 EMERALD LN DOVER NH 038205512, DOVER, NH 03820-5512

Mortgage

Document Number	0047130797
Date	Nov 27, 2019
Book Page	004713/000797
Instrument	17183

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2034

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,425.00 (+8.3%)	$733,000 (-) Land $183,800 Building $549,200
2024	$13,319.00 (+4.73%)	$733,000 (+7.78%) Land $183,800 Building $549,200	$787,265
2023	$12,718.00 (+2.25%)	$680,100 (+8.49%) Land $194,000 Building $486,100
2022	$12,438.00	$626,900 Land $183,800 Building $443,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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