88 E North Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 88 E North Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,497 sqft · built 1973
Lot Size	0.455 acres (19,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Jun 2019)
Tax Bill	$4,706 (2024)
Deeds & Mortgages	May 2026 Line of Credit Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-203-001`

Property Details

APN / Parcel Number

Primary APN	`09-29-203-001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,497 sqft Building Perimeter
1st Floor Area	1,497 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	Retaining Wall
Lot Area	19,800 sqft (0.455 acres)
Lot Dimensions	180 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	552 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Account Number	0929203001
Street Address	88 E NORTH AVE
City	CORTLAND
State	IL
Zip	60112-4052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF CORTLAND - LOTS 1 & 2 - BLOCK 18
Legal Subdivision	ORIGINAL TOWN OF CORTLAND
Legal Block	18
Legal Lot Number	1,2
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4018
Census Tract	1600

Owner

Source: DeKalb County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 E NORTH AVE, CORTLAND, IL 60112-4052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Jun 12, 2019	Warranty Deed, Transfer · Conventional with PMI RESOURCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	20194933
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	May 7, 2026
Property Address	88 E NORTH AVE, CORTLAND, IL 60112-4052
Document Number	0000003743
Instrument Date	Apr 24, 2026
Instrument	20263743
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 E NORTH AVE, CORTLAND, IL 60112-4052

Mortgage

Document Number	0000003743,
Date	May 7, 2026
Instrument	20263743

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 3, 2046

Interest

Rate	7.6%
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 12, 2019
Property Address	88 E NORTH AVE, CORTLAND, IL 60112-4052
Document Number	0000004933
Instrument Date	Jun 7, 2019
Instrument	4933
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	339 ROGERS WAY SYCAMORE IL 601783046, SYCAMORE, IL 60178-3046

Mortgage

Document Number	4934
Date	Jun 12, 2019
Instrument	4934

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,430 (+13.7%) Land $15,529 Building $51,901	$202,290 (+13.7%) Land $46,587 Building $155,703
2024	$4,706.00
2023		$59,306 Land $13,658 Building $45,648	$177,918 Land $40,974 Building $136,944

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20

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