108 E North Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 108 E North Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,129 sqft · built 1974
Lot Size	0.346 acres (15,073 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Nov 2021)
Tax Bill	$6,686 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-203-010`

Property Details

APN / Parcel Number

Primary APN	`09-29-203-010`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Building Area	1,129 sqft Building Perimeter
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Foundation Type	Retaining Wall
Lot Area	15,073 sqft (0.346 acres)
Garage Type	Detached
Garage Area	600 sqft

Location & Zoning

Account Number	0929203010
Street Address	108 E NORTH AVE
City	CORTLAND
State	IL
Zip	60112-4054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 - BELLS DIVISION
Legal Subdivision	BELLS DIVISION
Legal Lot Number	1
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4018
Census Tract	1600

Owner

108 E North Ave is owned and occupied by two individuals who bought it in November 2021.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 E NORTH AVE, CORTLAND, IL 60112-4054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK
Oct 15, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE AGCY
Sep 20, 2018	Warranty Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Prior Sale	Oct 15, 2020 · Amount on File
Deed Document Number	202114473
Prior Transfer Date	Dec 18, 2015
Prior Transfer Doc	0000000242
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 5, 2021
Property Address	108 E NORTH AVE, CORTLAND, IL 60112-4054
Document Number	0000014473
Map Reference	DOC 00002374
Instrument Date	Aug 17, 2021
Instrument	2021014473
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1521 BOULDER BLUFF LN, 1521, ALGONQUIN, IL 60102-6092

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 E NORTH AVE, CORTLAND, IL 60112-4054

Mortgage

Document Number	0000014474
Date	Nov 5, 2021
Instrument	2021014474

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 15, 2020
Property Address	108 E NORTH AVE, CORTLAND, IL 60112-4054
Document Number	0000010762
Instrument Date	Oct 7, 2020
Instrument	10762
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE AGCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 BOULDER BLUFF LN ALGONQUIN IL 601026092, ALGONQUIN, IL 60102-6092

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 20, 2018
Property Address	108 E NORTH AVE, CORTLAND, IL 60112-4054
Document Number	0000008914
Instrument Date	Aug 27, 2018
Instrument	8914
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$41.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 PLANK RD HAMPSHIRE IL 60140, HAMPSHIRE, IL 60140

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,113 Land $15,431 Building $77,682	$279,339 Land $46,293 Building $233,046
2024	$6,686.00
2023		$81,895 Land $13,572 Building $68,323	$245,685 Land $40,716 Building $204,969

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 E North Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 E North Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on E North Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures