88 E Commerce St, Kenton, DE 19955 Property Records

Kent County property record for 88 E Commerce St, Kenton, DE 19955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,585 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Nov 2019)
Tax Bill	$1,230 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-12-044.08-02-29.04-000`

Property Details

APN / Parcel Number

Primary APN	`3-12-044.08-02-29.04-000`
Alternative APNs	`84813` `91961`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	3,298 sqft
Basement Area	1,649 sqft
Unfinished Basement	1,649 sqft

Exterior

Year Built	Built 2019
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	132 ft deep x 74 ft wide
Garage Type	Finished
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	91961
Street Address	88 E COMMERCE ST
City	KENTON
State	DE
Zip	19955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Description	S SD COMMERCE ST 9,802 SF 88 E COMMERCE ST
Jurisdiction	KENT DE
Township / Civil Division	KENTON
Census Block Group	1
Census Block	1027
Census Tract	40100

Owner

Source: Kent County assessment roll, as of February 15, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 76, KENTON, DE 19955-0076
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 7, 2019	Deed, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	2019-373124
Deed Book / Page	9864 / 340
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	88 E COMMERCE ST, KENTON, DE 19955
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000424925
Date	Jul 23, 2021
Book Page	11250/179
Instrument	2021-424925

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Nov 7, 2019
Property Address	88 E COMMERCE ST, KENTON, DE 19955
Document Number	0000373124
Book / Page	9864 / 340
Map Reference	MB 82 PG 10
Instrument Date	Nov 6, 2019
Instrument	2019-373124
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$11,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 E COMMERCE STREET, KENTON, DE 19955

Mortgage

Document Number	0000373125
Date	Nov 7, 2019
Instrument	2019-373125

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of February 15, 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Kenton Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,230.00	$46,300 Land $4,400 Building $41,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON PUMP DISTRICT private · serves 465 people · EPA ID DE00A0868
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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