74 E Commerce St, Kenton, DE 19955 Property Records

Kent County property record for 74 E Commerce St, Kenton, DE 19955

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,486 sqft · built 2008
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2015)
Tax Bill	$1,575 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-12-044.08-02-29.02-000`

Property Details

APN / Parcel Number

Primary APN	`3-12-044.08-02-29.02-000`
Alternative APNs	`KH12044.080229.02/000` `65371` `71556`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,486 sqft Living Area
Gross Area	4,035 sqft
Basement Area	1,549 sqft
Unfinished Basement	1,549 sqft

Exterior

Year Built	Built 2008
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	131 ft deep x 74 ft wide
Garage Type	Finished
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	71556
Old Parcel Number	KH12044.080229.02/000
Street Address	74 E COMMERCE ST
City	KENTON
State	DE
Zip	19955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Description	SW SD ST RT 42 COMMERCE ST 9,742 SQ FT
Legal Subdivision	EDWARD PIECUSKI
Jurisdiction	KENT DE
Township / Civil Division	KENTON
Census Block Group	1
Census Block	1027
Census Tract	40100

Owner

Source: Kent County assessment roll, as of February 15, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	74 E COMMERCE ST, KENTON, DE 19955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOWER
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2015 · Amount on Record
Deed Sale	Aug 31, 2015 · Amount on Record
Prior Sale	Oct 6, 2005 · Amount on Record
Deed Document Number	2015-281307
Deed Book / Page	7767 / 156
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	74 COMMERCE ST, KENTON, DE 19955
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000447241
Date	Mar 21, 2022
Book Page	11834/88
Instrument	2022-447241

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	74 COMMERCE ST, KENTON, DE 19955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000311661
Date	Jan 17, 2017
Book Page	8458/050
Instrument	2017-311661

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	74 COMMERCE ST, KENTON, DE 19955
Document Number	0000363030
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 ECOMMERCE ST KENTON DE 19955, KENTON, DE 19955

Mortgage

Document Number	0000363030
Date	Jun 4, 2019
Book Page	009621/000001
Instrument	363030

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	74 COMMERCE ST, KENTON, DE 19955
Document Number	0000363031
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 E COMMERCE ST KENTON DELAWARE DE 19955, DELAWARE, DE 19955

Mortgage

Document Number	0000363031
Date	Jun 4, 2019
Book Page	009621/000026
Instrument	363031

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of February 15, 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Kenton Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,575.00	$59,300 Land $4,400 Building $54,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON PUMP DISTRICT private · serves 465 people · EPA ID DE00A0868
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Commerce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures