88 Debaun Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 88 Debaun Ave, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	3,972 sqft · built 2008
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Sep 2010)
Tax Bill	$30,809 (2025)
Deeds & Mortgages	Apr 2019 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`48-04704-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`48-04704-0000-00008`
Alternative APN	`480470400008`

Interior

Stories	1 Story
Building Area	3,972 sqft Living Area
1st Floor Area	3,972 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	14,985 sqft (0.344 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	88 DEBAUN AVE
City	RAMSEY
State	NJ
Zip	07446-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.344AC
Legal Subdivision	LEO BUGG
Legal Block	4704
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1021
Census Tract	44202

Owner

88 Debaun Ave is owned and occupied by two individuals who bought it in September 2010.

Source: Bergen County and Ramsey Borough records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 DEBAUN AVE, RAMSEY, NJ 07446-1622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2010 · Amount on File
Deed Sale	Sep 13, 2010 · Amount on File
Prior Sale	May 30, 2007
Deed Document Number	20105230804
Deed Book / Page	523 / 804
Record Updated	Oct 29, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	88 DEBAUN AVE, RAMSEY, NJ 07446-1622
Document Number	0032540001
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 DEBAUN AVE RAMSEY NJ 074461622, RAMSEY, NJ 07446-1622

Mortgage

Document Number	0032540001
Date	May 30, 2019
Book Page	003254/000001
Instrument	33554

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 29, 2039

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

The 2025 property tax bill for 88 Debaun Ave was $30,809, down 3.9% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,529,000 (+2.19%) Land $344,800 Building $1,184,200	$1,529,000 (+2.19%) Land $344,800 Building $1,184,200
2025	$30,809.00 (-3.89%)	$1,496,300 Land $309,800 Building $1,186,500	$1,496,300 Land $309,800 Building $1,186,500
2024	$32,057.00
2023		$1,136,000 Land $260,200 Building $875,800	$1,136,000 Land $260,200 Building $875,800
2022	$29,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Debaun Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Debaun Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20