74 Debaun Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 74 Debaun Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details4,775 sqft · built 2021
Lot Size0.496 acres (21,606 sqft)
OwnerIndividual Name on File
Last Sale$1,400,000 (Dec 2022)
Tax Bill$32,557 (2025)
Deeds & MortgagesDec 2022 Sale
Jul 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-04704-0000-00006

Property Details

APN / Parcel Number

Primary APN48-04704-0000-00006
Alternative APN
  • 480470400006

Interior

Stories1 Story
Building Area4,775 sqft Living Area
1st Floor Area4,775 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeFrame
Lot Area21,606 sqft (0.496 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address74 DEBAUN AVE
CityRAMSEY
StateNJ
Zip07446-1622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.496AC
Legal SubdivisionLEO BUGG
Legal Block4704
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1021
Census Tract44202

Owner

74 Debaun Ave is owned and occupied by an individual who bought it in December 2022.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address74 DEBAUN AVE, RAMSEY, NJ 07446-1622
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2022Bargain and Sale Deed, Transfer
ABRAXAS ABSTRACT INC
Jul 27, 2022Deed, Transfer · Conventional Mortgage
US BANK NA
Apr 28, 2021Deed, Transfer
SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2022 · Amount on File
Deed SaleDec 2, 2022 · Amount on File
Prior SaleApr 28, 2021 · Amount on File
Deed Document Number2022111972
Deed Book / Page4873 / 1925
Record UpdatedSep 20, 2026

December 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateDec 2, 2022
Property Address74 DEBAUN AVE, RAMSEY, NJ 07446-1622
Document Number0048731925
Book / Page4873 / 1925
Instrument DateOct 14, 2022
Instrument2022111972
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyABRAXAS ABSTRACT INC

Transaction

AmountAmount on Record
Tax$28,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 CANNON MINE RD, RINGWOOD, NJ 07456-1435

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 DEBAUN AVE, RAMSEY, NJ 07446-1622

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJul 27, 2022
Property Address74 DEBAUN AVE, RAMSEY, NJ 07446-1622
Document Number0047541258
Book / Page4754 / 1258
Instrument DateJun 30, 2022
Instrument2022074527
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyCAPITAL TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 CANNON MINE RD, RINGWOOD, NJ 07456-1435

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 CANNON MINE RD, RINGWOOD, NJ 07456-1435

Mortgage

Document Number2022074528
DateJul 27, 2022
Instrument2022074528
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 28, 2021
Property Address74 DEBAUN AVE, RAMSEY, NJ 07446-1622
Document Number0041111011
Book / Page4111 / 1011
Map ReferenceMAP 2487
Instrument DateMar 10, 2021
Instrument21-066586
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanySURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

AmountAmount on Record
Tax$3,215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address675 MIDDLEBURY LOOP, NEW SMYRNA BEACH, FL 32168-2119

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 DEBAUN AVE, RAMSEY, NJ 07446-1622

Tax Assessment & Valuation

The 2025 property tax bill for 74 Debaun Ave was $32,557, up 1.2% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,627,800 (+2.95%) Land $356,200 Building $1,271,600$1,627,800 (+2.95%) Land $356,200 Building $1,271,600
2025$32,557.00 (+1.22%)$1,581,200 Land $321,200 Building $1,260,000$1,581,200 Land $321,200 Building $1,260,000
2024$32,165.00
2023$1,139,800 Land $267,800 Building $872,000$1,139,800 Land $267,800 Building $872,000
2022$29,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Debaun Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1990–2021)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Debaun Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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