88 Cottage St, Brookline, MA 02445 Property Records

Norfolk County and Brookline Town property record for 88 Cottage St, Brookline, MA 02445

Property Summary

Property Type	Single Family Home
Details	8 bd · 12.5 ba · 13,767 sqft · built 2016
Lot Size	3.12 acres (136,099 sqft)
Owner	Individual Name on File
Last Sale	$5,700,000 (Sep 2014)
Tax Bill	$252,519 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12464004`

Property Details

APN / Parcel Number

Primary APN	`12464004`
Alternative APN	`BROO B:332 L:0001 S:0000`

Interior

Bedrooms	8 Beds
Full Baths	12.5 Baths
Half Baths	3 Half Baths
Total Rooms	18 Rooms
Stories	2 Stories
Building Area	13,767 sqft Living Area
Gross Area	37,136 sqft
Basement Area	10,816 sqft
Unfinished Basement	7,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	136,099 sqft (3.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12464004
Street Address	88 COTTAGE ST
City	BROOKLINE
State	MA
Zip	02445-5938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S40
Legal Block	332
Legal Lot Number	1
Jurisdiction	BROOKLINE MA
Township / Civil Division	BROOKLINE
Census Block Group	1
Census Block	1019
Census Tract	401100

Owner

88 Cottage St is owned by an individual who bought it in September 2014.

Source: Norfolk County and Brookline Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7 PORTER LN, LEXINGTON, MA 02420-1847
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Mar 24, 2022	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Apr 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EAST WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2014 · Amount on File
Deed Sale	Sep 15, 2014 · Amount on File
Prior Sale	Jan 6, 2005 · Amount on File
Deed Document Number	201479896
Deed Book / Page	32551 / 514
Transfer Doc	32551-514
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	88 COTTAGE ST, BROOKLINE, MA 02445-5938
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040410-27
Date	Mar 24, 2022
Book Page	40410/27
Instrument	25849

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	88 COTTAGE ST, BROOKLINE, MA 02445-5938
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040410-328
Date	Mar 24, 2022
Book Page	40410/328
Instrument	25921

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	88 COTTAGE ST, BROOKLINE, MA 02445-5938
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39303-538
Date	Apr 22, 2021
Book Page	39303/538
Instrument	52642

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 88 Cottage St was $252,519, up 4.4% from the year before.

Source: Norfolk County and Brookline Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Brookline Town
Unified School District	Brookline School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$252,519.00 (+4.43%)	$24,660,100 (+0.66%) Land $9,188,600 Building $15,374,700	$8,050,215
2025	$241,811.00 (+3.72%)	$24,499,600 (+2.67%) Land $9,097,600 Building $15,402,000
2024	$233,141.00 (+7.77%)	$23,862,900 (+9.98%) Land $8,747,700 Building $15,115,200
2023	$216,329.00	$21,698,000 Land $7,525,500 Building $14,172,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Cottage St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Cottage St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKLINE WATER AND SEWER DIVISION serves 63,191 people · EPA ID MA3046000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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