88 Cobb Rd, Water Mill, NY 11976 Property Records

Suffolk County and Southampton Town property record for 88 Cobb Rd, Water Mill, NY 11976

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,022 sqft · built 2011
Lot Size	1 acre (43,560 sqft)
Owner	Company Name on File
Last Sale	$6,500,000 (Oct 2021)
Tax Bill	$13,972 (2024)
Deeds & Mortgages	Oct 2021 Sale Apr 2018 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0900-160.00-03.00-049.000`

Property Details

APN / Parcel Number

Primary APN	`0900-160.00-03.00-049.000`
Alternative APNs	`473689 160.000-0003-049.000` `368916000000030490000000` `473600298600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,022 sqft Living Area
1st Floor Area	4,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	43,560 sqft
View / Lot	Below Average
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	730 sqft
Patio Area	230 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	88 COBB RD
City	WATER MILL
State	NY
Zip	11976-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	N-HALSEY E-POLACEK S-ESTERBROOK W-COBB ROAD
Legal Block	3
Legal Lot Number	49
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3018
Census Tract	190712

Owner

88 Cobb Rd is owned by a company that bought it in October 2021.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner of Record	Company Name on File
Mailing Address	565 PARK AVE, NEW YORK, NY 10065-7344
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed, Transfer
Apr 2, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK
Oct 1, 2020	Loan Modification, Consolidation and Extension, Mortgage CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Jan 29, 2013 · Amount on File
Deed Book / Page	13127 / 69
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 29, 2021
Property Address	88 COBB RD, WATER MILL, NY 11976-2700
Document Number	0131270069
Book / Page	13127 / 69
Instrument Date	Sep 17, 2021
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 MONTAUK HWY, WATER MILL, NY 11976-2638

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	88 COBB RD, WATER MILL, NY 11976-2700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229130674
Date	Apr 2, 2018
Book Page	22913/674
Instrument	18-0058849

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	May 1, 2047

Interest

Type Change Date	Apr 1, 2028

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	88 COBB RD, WATER MILL, NY 11976-2700
Document Number	0231910211
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	945 5TH AVE #3 NEW YORK NY 100212667, 3, NEW YORK, NY 10021-2667

Mortgage

Document Number	0231910211
Date	Nov 2, 2020
Book Page	023191/000211

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	88 COBB RD, WATER MILL, NY 11976-2700
Document Number	0232070292
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	945 5TH AVE #3C NEW YORK NY 100212664, 3C, NEW YORK, NY 10021-2664

Mortgage

Document Number	0232070292
Date	Dec 16, 2020
Book Page	023207/000292

Lender

Name	CITIBANK
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368-2222

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Southampton Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,300,400 Land $2,002,200 Building $1,298,200	$5,238,730 (-) Land $3,178,095 Building $2,060,635
2024	$13,972.00		$5,238,730 (+10.32%) Land $3,178,095 Building $2,060,635
2023		$3,300,400 Land $2,002,200 Building $1,298,200	$4,748,777 Land $2,880,863 Building $1,867,914
2020	$9,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Cobb Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 261 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	261 in force
Nearby Flood Claims	11 (2005–2023)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Cobb Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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