72 Cobb Rd, Water Mill, NY 11976 Property Records

Suffolk County and Southampton Town property record for 72 Cobb Rd, Water Mill, NY 11976

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 6,621 sqft · built 2004
Lot Size1.78 acres (77,537 sqft)
Owner2 Individual Names on Record
Last Sale$4,100,000 (Feb 2005)
Tax Bill$18,607 (2020)
Deeds & MortgagesFeb 2019 Loan Modification
Flood ZoneZone X (moderate risk)
APN0900-160.00-03.00-052.003

Property Details

APN / Parcel Number

Primary APN0900-160.00-03.00-052.003
Alternative APNs
  • 473689 160.000-0003-052.003
  • 368916000000030520030000
  • 473600298640

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area6,621 sqft Living Area
Gross Area6,861 sqft
1st Floor Area6,621 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleMobile Home
Exterior MaterialWood
Lot Area77,537 sqft
View / LotBelow Average

Exterior Amenities

Pool Area720 sqft
PorchCovered Porch
Porch Area240 sqft
Patio Area2,500 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerConnected

Location & Zoning

Street Address72 COBB RD
CityWATER MILL
StateNY
Zip11976-2700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Description87R/A SALE 90 TC/HT/PTO195091 ADD/D FIN +1600
Legal SubdivisionMARIANNE BOULTON
Legal Block3
Legal Lot Number52
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group3
Census Block3018
Census Tract190712

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1198, WATER MILL, NY 11976-1198
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2005 · Amount on Record
Deed SaleFeb 14, 2005 · Amount on Record
Prior SaleJan 28, 2005 · Amount on Record
Deed Book / Page12371 / 365
Record UpdatedSep 20, 2026

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUFFOLK NY
Property Address72 COBB RD, WATER MILL, NY 11976-2700
Document Number0230210706
Instrument DateFeb 22, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 COBB RD WATER MILL NY 119762700, WATER MILL, NY 11976-2700

Mortgage

Document Number0230210706
DateApr 19, 2019
Book Page023021/000706
Lender
NameWELLS FARGO BK
TypeBank
Address2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000
Agreement
AmountAmount Recorded
Term360 Months
DueApr 18, 2049
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
Unified School DistrictSouthampton Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,669,300 (-) Land $2,779,900 Building $1,889,400
2024$7,411,588 (+10.32%) Land $4,412,540 Building $2,999,048
2023$4,669,300 Land $2,779,900 Building $1,889,400$6,718,417 Land $3,999,856 Building $2,718,561
2020$18,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 261 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies261 in force
Nearby Flood Claims11 (2005–2023)
Claims Outside the SFHA2 of 11
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Cobb Rd

Nearby Streets

Search Property Records by Address or Parcel Number