88 Cambridge Ct, Dubuque, IA 52001 Property Records

Dubuque County property record for 88 Cambridge Ct, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1960
Lot Size	0.19 acres (8,300 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2021)
Tax Bill	$3,506 (2024)
Deeds & Mortgages	Jan 2017 Line of Credit May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-27-428-003`

Property Details

APN / Parcel Number

Primary APN	`10-27-428-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	8,300 sqft (0.19 acres)
Lot Dimensions	83 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	408 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	88 CAMBRIDGE CT
City	DUBUQUE
State	IA
Zip	52001-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 4 BLK 10 STEGER HEIGHTS
Legal Subdivision	IRVING
Legal Block	10
Legal Lot Number	4
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3016
Census Tract	900

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	88 CAMBRIDGE CT, DUBUQUE, IA 52001-5607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Feb 15, 2019	Quit Claim Deed, Transfer Quitclaim
May 8, 2018	Warranty Deed, Transfer · Conventional Mortgage RUHL MORTGAGE LLC
Apr 3, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DUPACO CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Feb 15, 2019
Deed Document Number	2021-00012095
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	88 CAMBRIDGE CT, DUBUQUE, IA 52001-5607
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000021
Date	Jan 3, 2017
Instrument	2017-00000021

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 2, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	88 CAMBRIDGE CT, DUBUQUE, IA 52001-5607
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006502
Date	May 18, 2020
Instrument	2020-00006502

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 22, 2021
Property Address	88 CAMBRIDGE CT, DUBUQUE, IA 52001-5607
Document Number	0000012095
Instrument Date	Jul 7, 2021
Instrument	2021-00012095
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	88 CAMBRIDGE CT, DUBUQUE, IA 52001-5607

Mortgage

Document Number	0000012096
Date	Jul 22, 2021
Instrument	2021-00012096

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Feb 15, 2019
Property Address	88 CAMBRIDGE CT, DUBUQUE, IA 52001-5607
Document Number	0000001553
Instrument Date	Feb 4, 2019
Instrument	1553
Transaction Type	Transfer
Record Updated	Mar 4, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 CAMBRIDGE CT DUBUQUE IA 520015607, DUBUQUE, IA 52001-5607

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 8, 2018
Property Address	88 CAMBRIDGE CT, DUBUQUE, IA 52001-5607
Document Number	0000004932
Instrument Date	May 7, 2018
Instrument	2018-00004932
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	88 CAMBRIDGE CT, DUBUQUE, IA 52001-5607

Mortgage

Document Number	0000004933
Date	May 8, 2018
Instrument	2018-00004933

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 3, 2018
Property Address	88 CAMBRIDGE CT, DUBUQUE, IA 52001-5607
Instrument Date	Mar 28, 2018
Instrument	3318
Transaction Type	Construction Loan
Record Updated	Apr 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000003318
Date	Apr 3, 2018
Instrument	3318

Lender

Name	DUPACO CMNTY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 2, 2019

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,500 (+10.78%) Land $37,600 Building $243,900	$281,500 (+10.78%) Land $37,600 Building $243,900
2024	$3,506.00 (+6.89%)
2023		$254,100 (+27.66%) Land $35,700 Building $218,400	$254,100 (+27.66%) Land $35,700 Building $218,400
2022	$3,280.00 Homeowner's exemption	$199,050 Land $33,840 Building $165,210
2021			$199,050 Land $33,840 Building $165,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	280 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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