46 Cambridge Ct, Dubuque, IA 52001 Property Records

Dubuque County property record for 46 Cambridge Ct, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,009 sqft · built 1959
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2018)
Tax Bill	$4,142 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-27-428-001`

Property Details

APN / Parcel Number

Primary APN	`10-27-428-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
1st Floor Area	1,449 sqft
Basement Area	1,449 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	46 CAMBRIDGE CT
City	DUBUQUE
State	IA
Zip	52001-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOTS 2 & 2-1 BLK 10 STEGER HEIGHTS
Legal Subdivision	IRVING
Legal Block	10
Legal Lot Number	1,2 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3016
Census Tract	900

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 CAMBRIDGE CT, DUBUQUE, IA 52001-5607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Jan 24, 2018	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Jan 30, 2017	Warranty Deed, Transfer · Conventional with PMI DUBUQUE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2018 · Amount on Record
Deed Sale	Jan 24, 2018 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	2018-00000941
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	46 CAMBRIDGE CT, DUBUQUE, IA 52001-5607
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005567
Date	Apr 8, 2021
Instrument	2021-00005567

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 24, 2018
Property Address	46 CAMBRIDGE CT, DUBUQUE, IA 52001-5607
Document Number	0000000941
Instrument Date	Jan 12, 2018
Instrument	2018-00000941
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CAMBRIDGE CT, DUBUQUE, IA 52001-5607

Mortgage

Document Number	0000000942
Date	Jan 24, 2018
Instrument	2018-00000942

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 30, 2017
Property Address	46 CAMBRIDGE CT, DUBUQUE, IA 52001-5607
Document Number	0000001243
Instrument Date	Jan 23, 2017
Instrument	1243
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 CAMBRIDGE CT DUBUQUE IA 520015607, DUBUQUE, IA 52001-5607

Mortgage

Document Number	1244
Date	Jan 30, 2017
Instrument	1244

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$328,300 (+10.09%) Land $40,800 Building $287,500	$328,300 (+10.09%) Land $40,800 Building $287,500
2024	$4,142.00 (+7.64%)
2023		$298,200 (+28.5%) Land $38,800 Building $259,400	$298,200 (+28.5%) Land $38,800 Building $259,400
2022	$3,848.00 Homeowner's exemption	$232,060 Land $36,720 Building $195,340
2021			$232,060 Land $36,720 Building $195,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	280 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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