88 Bradley Dr, Independence, KY 41051 Property Records

Kenton County property record for 88 Bradley Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,200 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$156,500 (Apr 2017)
Tax Bill	$2,805 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-40-01-012.05`

Property Details

APN / Parcel Number

Primary APN	`032-40-01-012.05`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,200 sqft Finished Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	140 ft deep x 104 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	88 BRADLEY DR
City	INDEPENDENCE
State	KY
Zip	41051-8002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLEN ESTATES LOT 5
Legal Subdivision	ALLEN ESTATES
Legal Lot Number	5
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1012
Census Tract	63610

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 BRADLEY DR, INDEPENDENCE, KY 41051-8002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Apr 24, 2017	Grant Deed, Transfer · Conventional with PMI FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Prior Sale	Dec 22, 2015 · Amount on Record
Deed Document Number	201704 24 059 00188
Deed Book / Page	3929 / 122
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	88 BRADLEY DR, INDEPENDENCE, KY 41051-8002
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 BRADLEY DR, INDEPENDENCE, KY 41051-8002

Mortgage

Document Number	0005900105
Date	Oct 25, 2022
Book Page	KCM 416/716
Instrument	22102505900105

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 25, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	88 BRADLEY DR, INDEPENDENCE, KY 41051-8002
Document Number	0000000135
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 BRADLEY DR INDEPENDENCE KY 410518002, INDEPENDENCE, KY 41051-8002

Mortgage

Document Number	0000000135
Date	Nov 25, 2020
Book Page	00M132/000006
Instrument	135

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Apr 24, 2017
Property Address	88 BRADLEY DR, INDEPENDENCE, KY 41051-8002
Document Number	0000000188
Book / Page	0I3929 / 000122
Instrument Date	Apr 21, 2017
Instrument	188
Transaction Type	Transfer
Record Updated	Sep 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 BRADLEY DR INDEPENDENCE KY 410518002, INDEPENDENCE, KY 41051-8002

Mortgage

Document Number	189
Date	Apr 24, 2017
Book Page	0I3929/000125
Instrument	189

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,200 (-) Land $35,000 Building $206,200	$241,200 (-) Land $35,000 Building $206,200
2025	$2,805.00 (+20.96%)	$241,200 (+31.23%) Land $35,000 Building $206,200	$241,200 (+31.23%) Land $35,000 Building $206,200
2023	$2,319.00	$183,800 Land $30,000 Building $153,800	$183,800 Land $30,000 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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