84 Bradley Dr, Independence, KY 41051 Property Records

Kenton County property record for 84 Bradley Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 2005
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$273,000 (Jun 2024)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-40-01-012.04`

Property Details

APN / Parcel Number

Primary APN	`032-40-01-012.04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,226 sqft Finished Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	84 BRADLEY DR
City	INDEPENDENCE
State	KY
Zip	41051-8002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLEN ESTATES LOT 4
Legal Subdivision	ALLEN ESTATES
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1012
Census Tract	63610

Owner

Source: Kenton County records · APN 032-40-01-012.04

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	84 BRADLEY DR, INDEPENDENCE, KY 41051-8002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	202413
Deed Book / Page	288 / 198
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 20, 2020
Property Address	84 BRADLEY DR, INDEPENDENCE, KY 41051-8002
Document Number	0000000108
Book / Page	000056 / 000821
Instrument Date	Nov 06, 2020
Instrument	108
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	84 BRADLEY DR INDEPENDENCE KY 410518002, INDEPENDENCE, KY 41051-8002

Mortgage

Document Number	109
Date	Nov 20, 2020
Book Page	00M129/000752
Instrument	109

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (+18.39%)	$273,000 (+28.47%) Land $35,000 Building $238,000	$273,000 (+28.47%) Land $35,000 Building $238,000
2023	$2,681.00	$212,500 Land $30,000 Building $182,500	$212,500 Land $30,000 Building $182,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 175 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.