Monmouth County and Atlantic Highlands Borough property record for 88 3rd Ave, Atlantic Highlands, NJ 07716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,068 sqft · built 2005 |
| Lot Size | 0.152 acres (6,635 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $999,999 (Oct 2025) |
| Tax Bill | $12,639 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00088-0000-00008 |
| Primary APN | 05-00088-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Upper Floors Area | 1,034 sqft |
| Basement Area | 1,034 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,635 sqft (0.152 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Patio Area | 442 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 01046009 |
|---|---|
| Street Address | 88 3RD AVE |
| City | ATLANTIC HIGHLANDS |
| State | NJ |
| Zip | 07716-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 88 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ATLANTIC HIGHLANDS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 800200 |
88 3rd Ave is owned and occupied by two individuals who bought it in October 2025.
Source: Monmouth County and Atlantic Highlands Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 3RD AVE, ATLANTIC HIGHLANDS, NJ 07716-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CONSTITUTION BK |
| Apr 30, 2019 | Grant Deed, Transfer · Conventional Mortgage FIRST CONSTITUTION BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on File |
| Deed Sale | Oct 23, 2025 · Amount on File |
| Prior Sale | Apr 30, 2019 · Amount on File |
| Deed Document Number | 202584765 |
| Deed Book / Page | 9762 / 2855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 23, 2025 |
| Property Address | 88 3RD AVE, ATLANTIC HIGHLANDS, NJ 07716-1233 |
| Document Number | 0097622855 |
| Book / Page | 9762 / 2855 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025084765 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 465 PINELLAS BAYWAY S, TIERRA VERDE, FL 33715-1977 |
| Name | Verified Name |
|---|---|
| Address | 88 3RD AVE, ATLANTIC HIGHLANDS, NJ 07716-1233 |
| Document Number | 2025084766 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025084766 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 88 3RD AVE, ATLANTIC HIGHLANDS, NJ 07716-1233 |
| Document Number | 0000043444 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | FOUNDATION TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 88 3RD ST BELFORD NJ 07718, BELFORD, NJ 07718 |
| Document Number | 0000043444 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 009409/008196 |
| Instrument | 43444 |
| Name | FIRST CONSTITUTION BK |
|---|---|
| Type | Bank |
| Address | CRANBURY, NJ 08512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 23, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 30, 2019 |
| Property Address | 88 3RD AVE, ATLANTIC HIGHLANDS, NJ 07716-1233 |
| Document Number | 0000037067 |
| Book / Page | 009345 / 007634 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 37067 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | TITLE LINK LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 88 3RD AVE ATLANTIC HIGHLANDS NJ 077161233, ATLANTIC HIGHLANDS, NJ 07716-1233 |
| Document Number | 37068 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 009345/007640 |
| Instrument | 37068 |
| Name | FIRST CONSTITUTION BK |
|---|---|
| Type | Bank |
| Address | CRANBURY, NJ 08512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2049 |
The 2025 property tax bill for 88 3rd Ave was $12,639, down 1.2% from the year before.
Source: Monmouth County and Atlantic Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| Municipality | Atlantic Highlands Borough |
| County | Monmouth County |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $961,700 (+16.41%) Land $534,500 Building $427,200 | $961,700 (+16.41%) Land $534,500 Building $427,200 | |
| 2025 | $12,639.00 (-1.2%) | $826,100 Land $397,600 Building $428,500 | $826,100 Land $397,600 Building $428,500 |
| 2024 | $12,792.00 | ||
| 2023 | $728,700 Land $312,400 Building $416,300 | $728,700 Land $312,400 Building $416,300 | |
| 2022 | $12,393.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 3rd Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 3rd Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC HIGHLANDS WATER serves 4,385 people · EPA ID NJ1304001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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