Monmouth County and Atlantic Highlands Borough property record for 85 3rd Ave, Atlantic Highlands, NJ 07716
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 945 sqft · built 1925 |
| Lot Size | 0.186 acres (8,111 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,649 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00100-0000-00004 |
| Primary APN | 05-00100-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 945 sqft Living Area |
| 1st Floor Area | 945 sqft |
| Basement Area | 945 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,111 sqft (0.186 acres) |
| Lot Dimensions | 102 ft deep x 85 ft wide |
| Garage Type | Detached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 01220001 |
|---|---|
| Street Address | 85 3RD AVE |
| City | ATLANTIC HIGHLANDS |
| State | NJ |
| Zip | 07716-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 100 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ATLANTIC HIGHLANDS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 800200 |
85 3rd Ave is owned and occupied by an individual.
Source: Monmouth County and Atlantic Highlands Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 3RD AVE, ATLANTIC HIGHLANDS, NJ 07716-1234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 85 3RD AVE, ATLANTIC HIGHLANDS, NJ 07716-1234 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | UNKNOWN, TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0097610801 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 9761/801 |
| Instrument | 2025082424 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 85 3RD AVE, ATLANTIC HIGHLANDS, NJ 07716-1234 |
| Document Number | 0000076289 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 3RD AVE ATLANTIC HIGHLANDS NJ 077161234, ATLANTIC HIGHLANDS, NJ 07716-1234 |
| Document Number | 0000076289 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 009303/008128 |
| Instrument | 76289 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 85 3rd Ave was $8,649, up 1.9% from the year before.
Source: Monmouth County and Atlantic Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| Municipality | Atlantic Highlands Borough |
| County | Monmouth County |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $709,400 (+25.49%) Land $565,500 Building $143,900 | $709,400 (+25.49%) Land $565,500 Building $143,900 | |
| 2025 | $8,649.00 (+1.87%) | $565,300 Land $422,700 Building $142,600 | $565,300 Land $422,700 Building $142,600 |
| 2024 | $8,490.00 | ||
| 2023 | $473,300 Land $336,600 Building $136,700 | $473,300 Land $336,600 Building $136,700 | |
| 2022 | $7,932.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 3rd Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 3rd Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC HIGHLANDS WATER serves 4,385 people · EPA ID NJ1304001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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