Winnebago County property record for 8798 Overlook Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,197 sqft · built 2005 |
| Lot Size | 1.31 acres (57,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jun 2020) |
| Tax Bill | $16,182 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-24-428-008 |
| Primary APN | 04-24-428-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,197 sqft Living Area |
| Basement Area | 2,197 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 57,499 sqft |
| Garage Area | 1,227 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 8798 OVERLOOK DR |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-7698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | GRANDVIEW NO 3 (BK 43 PG 177) PT SE1/4SEC 24-46-2 LOT 31 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 24 |
| Legal Subdivision | GRANDVIEW 03 |
| Legal Lot Number | 31 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 3903 |
8798 Overlook Dr is owned and occupied by an individual who bought it in June 2020.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8798 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY ARMY FCU |
| Aug 11, 2021 | Deed of Trust, Mortgage · VA Mortgage ENVOY MORTGAGE LTD |
| Jun 26, 2020 | Warranty Deed, Transfer · Conventional with PMI ENVOY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on File |
| Deed Sale | Jun 26, 2020 · Amount on File |
| Prior Sale | Dec 16, 2015 · Amount on File |
| Deed Document Number | 202017026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 8798 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007182 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2607182 |
| Name | NAVY ARMY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 1, 2066 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 8798 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Title Company | SECURITY FIRST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000028400 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2128400 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 26, 2020 |
| Property Address | 8798 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Document Number | 0001017026 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 1017026 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8798 OVERLOOK DR ROSCOE IL 610737698, ROSCOE, IL 61073-7698 |
| Document Number | 1017027 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 1017027 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 8798 Overlook Dr was $16,182 with a homeowner's exemption, down 1.4% from the year before.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Prairie Hill Community Consolidated School District 133 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,182.00 (-1.41%) Homeowner's exemption | $235,370 (+9.49%) Land $29,522 Building $205,848 | $706,110 (+9.49%) Land $88,566 Building $617,544 |
| 2024 | $16,413.00 | $214,969 Land $26,963 Building $188,006 | $644,907 Land $80,889 Building $564,018 |
| 2022 | Homeowner's exemption | $176,358 Land $22,120 Building $154,238 | $529,074 Land $66,360 Building $462,714 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8798 Overlook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8798 Overlook Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEGEND LAKES WATER ASSOCIATION private · serves 250 people · EPA ID IL2015300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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