Winnebago County property record for 8703 Overlook Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,368 sqft · built 2004 |
| Lot Size | 2.68 acres (117,176 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $655,000 (Aug 2024) |
| Tax Bill | $13,642 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-24-452-005 |
| Primary APN | 04-24-452-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,368 sqft Living Area |
| Basement Area | 3,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Lot Area | 117,176 sqft |
| Garage Area | 1,139 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 8703 OVERLOOK DR |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-7698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | GRANDVIEW NO 3 (BK 43 PG 177) PT SE1/4SEC 24-46-2 LOT 45 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 24 |
| Legal Subdivision | GRANDVIEW 03 |
| Legal Lot Number | 45 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 3903 |
8703 Overlook Dr is owned and occupied by two individuals who bought it in August 2024.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8703 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CONNEXUS CU |
| Jun 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage STILLMAN BANCORP NA |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS BANK & TRUST |
| Aug 10, 2021 | Intrafamily Transfer, Transfer |
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on File |
| Deed Sale | Aug 21, 2024 · Amount on File |
| Prior Sale | Jun 29, 2022 · Amount on File |
| Deed Document Number | 202419735 |
| Prior Transfer Date | Aug 3, 2021 |
| Prior Transfer Doc | 0000028345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 8703 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000028463 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2228463 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | 3 Years |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 6.49% |
| Index | 3-Year CMT |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 29, 2022 |
| Property Address | 8703 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Document Number | 0000020169 |
| Map Reference | BK43 PG177 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 2220169 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $787.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8703 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Document Number | 0000020170 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2220170 |
| Name | STILLMAN BANCORP NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5.6% |
|---|
| Document Number | 0000021482 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2221482 |
| Name | NORTHWEST BANK ROCKFORD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 29, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 8703 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000040054 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2140054 |
| Name | ILLINOIS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 10, 2021 |
| Property Address | 8703 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Document Number | 0000028345 |
| Map Reference | PB 43 PG 177 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2128345 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8703 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 8703 OVERLOOK DR, ROSCOE, IL 61073-7698 |
| Document Number | 0001013062 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8703 OVERLOOK DR ROSCOE IL 610737698, ROSCOE, IL 61073-7698 |
| Document Number | 0001013062 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 1013062 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 9, 2028 |
The 2025 property tax bill for 8703 Overlook Dr was $13,642, down 1.4% from the year before.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Prairie Hill Community Consolidated School District 133 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,642.00 (-1.36%) | $199,371 (+9.49%) Land $35,490 Building $163,881 | $598,113 (+9.49%) Land $106,470 Building $491,643 |
| 2024 | $13,830.00 | $182,091 Land $32,414 Building $149,677 | $546,273 Land $97,242 Building $449,031 |
| 2022 | Homeowner's exemption | $172,839 Land $26,592 Building $146,247 | $518,517 Land $79,776 Building $438,741 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8703 Overlook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8703 Overlook Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEGEND LAKES WATER ASSOCIATION private · serves 250 people · EPA ID IL2015300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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