879 Towne St, Costa Mesa, CA 92627 Property Records

Orange County property record for 879 Towne St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,000 sqft · built 1955
Lot Size	0.19 acres (8,298 sqft)
Owner	Owner Name on Record
Last Sale	$420,000 (Nov 2008)
Tax Bill	$6,481 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`424-182-05`

Property Details

APN / Parcel Number

Primary APN	`424-182-05`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1955
Lot Area	8,298 sqft (0.19 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	879 TOWNE ST
City	COSTA MESA
State	CA
Zip	92627-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2679 BLK LOT 36
Legal Subdivision	2679
Legal Tract	2679
Legal Lot Number	36
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1003
Census Tract	63604

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	879 TOWNE ST, COSTA MESA, CA 92627-3509
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit WESCOM CTRL CU
Feb 16, 2016	Deed of Trust, Mortgage · Line of Credit WESCOM CTRL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2008 · Amount on Record
Deed Sale	Nov 13, 2008 · Amount on Record
Prior Sale	Apr 15, 2014
Deed Document Number	0000531713
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	879 TOWNE ST, COSTA MESA, CA 92627-3509
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	879 TOWNE ST, COSTA MESA, CA 92627-3509

Mortgage

Document Number	0000347795
Date	Oct 28, 2022
Instrument	2022000347795

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	879 TOWNE ST, COSTA MESA, CA 92627-3509
Document Number	0000347556
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	879 TOWNE ST COSTA MESA CA 926273509, COSTA MESA, CA 92627-3509

Mortgage

Document Number	0000347556
Date	Jul 21, 2020
Instrument	347556

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Interest

Rate Type	Adjustable Rate

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	879 TOWNE ST, COSTA MESA, CA 92627-3509
Document Number	0000160569
Instrument Date	Feb 16, 2016
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	879 TOWNE ST COSTA MESA CA 926273509, COSTA MESA, CA 92627-3509

Mortgage

Document Number	0000160569
Date	May 3, 2018
Instrument	160569

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	336 Months
Due	May 2, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,481.00 (+7.16%) Homeowner's exemption	$521,722 (+5.13%) Land $461,085 Building $60,637
2023	$6,048.00 (+3.63%) Homeowner's exemption	$496,274 Land $443,181 Building $53,093
2022	$5,836.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Towne St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures