879 Murphy Mill Ln, Kinsale, VA 22488 Property Records

Westmoreland County property record for 879 Murphy Mill Ln, Kinsale, VA 22488

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,664 sqft · built 2019
Lot Size	2.06 acres (90,169 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2015)
Tax Bill	$4,298 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Oct 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56F-4`

Property Details

APN / Parcel Number

Primary APN	`56F-4`
Alternative APN	`25666`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,664 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	90,169 sqft (2.06 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25666
Old Parcel Number	56F-4
Street Address	879 MURPHY MILL LN
City	KINSALE
State	VA
Zip	22488-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURPHY'S MILL POINT LOT 4 2.07ACDB 924 PG 269 R/S
Legal Lot Number	4
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2017
Census Tract	10102

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	879 MURPHY MILL LN, KINSALE, VA 22488-2349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit VIRGINIA COMMONWEALTH BANK
Oct 24, 2019	Deed of Trust, Mortgage · Construction Mortgage VIRGINIA COMMONWEALTH BANK
Oct 2, 2019	Intrafamily Transfer, Transfer
Jun 28, 2018	Intrafamily Transfer, Transfer · ARM CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2015 · Amount on Record
Deed Sale	Apr 6, 2015 · Amount on Record
Prior Sale	Jun 28, 2018
Deed Document Number	000870/632
Deed Book / Page	870 / 632
Last Transfer Date	Oct 2, 2019
Transfer Doc	0009240269
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	879 MURPHY MILL LN, KINSALE, VA 22488-2349
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	RIVERVIEW TITLE AND ESCROW INC, RIVER TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009342825
Date	Aug 31, 2020
Instrument	09342825

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2030

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	879 MURPHY MILL LN, KINSALE, VA 22488-2349
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009241579
Date	Oct 24, 2019
Instrument	09241579

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 2, 2019
Property Address	879 MURPHY MILL LN, KINSALE, VA 22488-2349
Document Number	0009240269
Instrument Date	Aug 29, 2019
Instrument	09240269
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SHORE LN, KINSALE, VA 22488-2050

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 28, 2018
Property Address	879 MURPHY MILL LN, KINSALE, VA 22488-2349
Document Number	0009081348
Instrument Date	Jun 26, 2018
Instrument	9081348
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SHORE LN, KINSALE, VA 22488-2050

Mortgage

Document Number	0009081351
Date	Jun 28, 2018
Instrument	9081351

Lender

Name	CHESAPEAKE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2021

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,298.00 (+9.67%)	$632,200 (-) Land $147,500 Building $484,700	$632,200 (-) Land $147,500 Building $484,700
2023	$3,919.00	$632,200 Land $147,500 Building $484,700	$632,200 Land $147,500 Building $484,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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