702 Murphy Mill Ln, Kinsale, VA 22488 Property Records

Westmoreland County property record for 702 Murphy Mill Ln, Kinsale, VA 22488

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,310 sqft · built 2022
Lot Size	2.07 acres (90,605 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Oct 2020)
Tax Bill	$5,163 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`56F-8`

Property Details

APN / Parcel Number

Primary APN	`56F-8`
Alternative APN	`25670`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,310 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Mud Sill
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.07 acres)
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	176 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25670
Old Parcel Number	56F-8
Street Address	702 MURPHY MILL LN
City	KINSALE
State	VA
Zip	22488-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURPHY'S MILL POINT LOT 8 2.08ACDB 936 PG 2489 R/S
Legal Lot Number	8
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2017
Census Tract	10102

Owner

702 Murphy Mill Ln is owned and occupied by an individual who bought it in October 2020.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	702 MURPHY MILL LN, KINSALE, VA 22488-2347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA COMMONWEALTH BANK
Oct 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Deed Document Number	0009362489
Deed Book / Page	936 / 2489
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	702 MURPHY MILL LN, KINSALE, VA 22488-2347
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009400003
Date	Feb 1, 2021
Instrument	09400003

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 28, 2020
Property Address	702 MURPHY MILL LN, KINSALE, VA 22488-2347
Document Number	0009362489
Instrument Date	Oct 22, 2020
Instrument	09362489
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 250, KINSALE, VA 22488-0250

Tax Assessment & Valuation

The 2025 property tax bill for 702 Murphy Mill Ln was $5,163.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,163.00	$759,300 Land $183,000 Building $576,300	$759,300 Land $183,000 Building $576,300
2023	$4,707.00	$759,300 Land $183,000 Building $576,300	$759,300 Land $183,000 Building $576,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 Murphy Mill Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Murphy Mill Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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