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879 E 20th St, Sanford, FL 32771 Property Records

Seminole County property record for 879 E 20th St, Sanford, FL 32771

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,397 sqft · built 1924
Lot Size0.369 acres (16,080 sqft)
OwnerOwner Name on Record
Tax Bill$1,197 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN31-19-31-512-0000-0080

Property Details

APN / Parcel Number

Primary APN31-19-31-512-0000-0080

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,397 sqft Living Area
1st Floor Area1,022 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1970
Exterior MaterialStucco
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,080 sqft (0.369 acres)
Lot Dimensions134 ft deep x 120 ft wide
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address879 E 20TH ST
CitySANFORD
StateFL
Zip32771-3509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 8 & 9 & E 20 FT OF LOT 10 MAGNOLIA HEIGHTS PB 5 PG 76
Legal Range31E
Legal Township19S
Legal Section31
Legal SubdivisionMAGNOLIA HEIGHTS
Legal Tract512
Legal Lot Number8-10 9
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group2
Census Block2027
Census Tract20202

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address879 E 20TH ST, SANFORD, FL 32771-3509
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2002
Deed SaleJan 8, 2002
Deed Document Number0427601556
Deed Book / Page04276 / 01556
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address879 E 20TH ST, SANFORD, FL 32771-3509
Document Number0089501629
Book / Page008950 / 001629
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address879 E 20TH ST SANFORD FL 327713509, SANFORD, FL 32771-3509

Mortgage

Document Number0089501629
DateJul 11, 2017
Book Page008950/001629
Instrument70125
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 10, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalitySanford City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,197.00 (+16.67%) Homeowner's exemption$106,235 (+5.99%)$239,367 (+7.04%) Land $110,580 Building $128,787
2023$1,026.00 (+4.59%) Homeowner's exemption$100,234 (+3%)$223,631 (+0.58%) Land $98,940 Building $124,691
2022$981.00 Homeowner's exemption$97,315$222,337 Land $98,940 Building $123,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims6 (1996–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people · EPA ID FL3590205
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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