Towns County property record for 879 Bugscuffle Rd, Hiawassee, GA 30546
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,884 sqft · built 1986 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jan 2020) |
| Tax Bill | $744 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0057A007 |
| Primary APN | 0057A007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,884 sqft Heated Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Porch |
| Porch Area | 200 sqft |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 9515 |
|---|---|
| Street Address | 879 BUGSCUFFLE RD |
| City | HIAWASSEE |
| State | GA |
| Zip | 30546-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 WOOD CLIFF SUB |
| Legal Subdivision | WOOD CLIFF SUB |
| Legal Lot Number | 6 |
| Jurisdiction | TOWNS GA |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 960302 |
879 Bugscuffle Rd is owned and occupied by an individual who acquired it in March 2020.
Source: Towns County records, as of March 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 879 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 4, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 30, 2020 | Warranty Deed, Transfer |
| Jan 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2020 · Amount on File |
| Deed Sale | Jan 7, 2020 · Amount on File |
| Prior Sale | May 1, 2001 · Amount on File |
| Deed Document Number | 202012 |
| Deed Book / Page | 640 / 763 |
| Last Transfer Date | Mar 30, 2020 |
| Transfer Doc | 000645/528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNS GA |
| Property Address | 879 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 879 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2503 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000668/0000000362 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 0000000668/0000000362 |
| Name | TRUIST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNS GA |
| Property Address | 879 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 879 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2503 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000705/0000000003 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 0000000705/0000000003 |
| Name | TRUIST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOWNS GA |
| Recording Date | Mar 30, 2020 |
| Property Address | 879 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2503 |
| Document Number | 000645/528 |
| Book / Page | 645 / 528 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 2020-000309 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 879 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2503 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOWNS GA |
| Recording Date | Jan 7, 2020 |
| Property Address | 879 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2503 |
| Document Number | 000640/763 |
| Book / Page | 640 / 763 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 2020-000012 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 879 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2503 |
| Document Number | 0000000640/0000000765 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 0000000640/0000000765 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 879 Bugscuffle Rd was $744 with exemptions applied.
Source: Towns County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Towns County |
| Unified School District | Towns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $744.00 | $93,855 Land $5,400 Building $88,455 | $234,638 Land $13,500 Building $221,138 |
| 2023 | $77,142 (+7.14%) Land $5,400 Building $71,742 | $192,856 (+7.14%) Land $13,500 Building $179,356 | |
| 2022 | $995.00 | $72,004 Land $5,400 Building $66,604 | $180,010 Land $13,500 Building $166,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 879 Bugscuffle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 879 Bugscuffle Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIAWASSEE serves 5,496 people · EPA ID GA2810000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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