8787 Valley Rd, Lincoln, CA 95648 Property Records

Placer County property record for 8787 Valley Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft · built 2005
Lot Size	40.9 acres (1,781,604 sqft)
Owner	Trust Name on File
Last Sale	$220,000 (Feb 2005)
Tax Bill	$2,881 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Dec 2017 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`018-100-041-000`

Property Details

APN / Parcel Number

Primary APN	`018-100-041-000`
Alternative APN	`018100034000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,902 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	1,781,604 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8787 VALLEY RD
City	LINCOLN
State	CA
Zip	95648-9449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	40.9 AC PORS LOTS 34THRU 37 WASHINGTON TR B-11
Legal Subdivision	WASHINGTON TRACT
Legal Tract	B-11
Legal Lot Number	34
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1000
Census Tract	21304

Owner

8787 Valley Rd is owner-occupied and held in a trust since January 2018.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	8787 VALLEY RD, LINCOLN, CA 95648-9449
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 6, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Nov 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jan 8, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Feb 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2005 · Amount on File
Deed Sale	Feb 24, 2005 · Amount on File
Deed Document Number	200522228
Last Transfer Date	Jan 3, 2018
Transfer Doc	0000000770
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8787 VALLEY RD, LINCOLN, CA 95648-9449
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8787 VALLEY RD, LINCOLN, CA 95648-9449

Mortgage

Document Number	0000118313
Date	Sep 21, 2021
Instrument	2021-0118313

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.17%
Change Frequency	Monthly
Index	1-Year CMT

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8787 VALLEY RD, LINCOLN, CA 95648-9449
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096725
Date	Dec 6, 2017
Instrument	2017-0096725

Lender

Name	UMPQUA BANK
Type	Bank
Address	LINCOLN, CA 95648

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8787 VALLEY RD, LINCOLN, CA 95648-9449
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083001
Date	Nov 14, 2018
Instrument	2018-0083001

Lender

Name	UMPQUA BANK
Type	Bank
Address	LINCOLN, CA 95648

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8787 VALLEY RD, LINCOLN, CA 95648-9449
Document Number	0000001593
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8787 VALLEY RD LINCOLN CA 956489449, LINCOLN, CA 95648-9449

Mortgage

Document Number	0000001593
Date	Jan 8, 2020
Instrument	1593

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.35%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8787 VALLEY RD, LINCOLN, CA 95648-9449
Document Number	0000001592
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8787 VALLEY RD LINCOLN CA 956489449, LINCOLN, CA 95648-9449

Mortgage

Document Number	0000001592
Date	Jan 8, 2020
Instrument	1592

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.35%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8787 VALLEY RD, LINCOLN, CA 95648-9449
Document Number	0000097357
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8787 VALLEY RD LINCOLN CA 956489449, LINCOLN, CA 95648-9449

Mortgage

Document Number	0000097357
Date	Dec 3, 2019
Instrument	97357

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.2%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8787 VALLEY RD, LINCOLN, CA 95648-9449
Document Number	0000097356
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8787 VALLEY RD LINCOLN CA 956489449, LINCOLN, CA 95648-9449

Mortgage

Document Number	0000097356
Date	Dec 3, 2019
Instrument	97356

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.2%

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jan 8, 2018
Property Address	8787 VALLEY RD, LINCOLN, CA 95648-9449
Document Number	0000000770
Instrument Date	Jan 3, 2018
Instrument	2018-0000770
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	STEWART TITLE OF PLACER

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8787 VALLEY RD, LINCOLN, CA 95648-9449

Mortgage

Document Number	0000000771
Date	Jan 8, 2018
Instrument	2018-0000771

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Feb 24, 2017
Property Address	8787 VALLEY RD, LINCOLN, CA 95648-9449
Document Number	0000013688
Instrument Date	Apr 29, 2016
Instrument	13688
Transaction Type	Transfer
Record Updated	Mar 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8787 VALLEY RD LINCOLN CA 956489449, LINCOLN, CA 95648-9449

Tax Assessment & Valuation

The 2025 property tax bill for 8787 Valley Rd was $2,881 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$275,351 (+2%) Land $48,153 Building $227,198
2025	$2,881.00 Homeowner's exemption	$269,953 Land $47,209 Building $222,744
2023	$2,807.00 (+1.7%) Homeowner's exemption	$259,473 Land $45,377 Building $214,096
2022	$2,760.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8787 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8787 Valley Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: Corridor Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

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