8787 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 8787 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1933
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Nov 2022)
Tax Bill	$605 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20500`

Property Details

APN / Parcel Number

Primary APN	`20500`
Alternative APN	`6200-11-026-03E-4-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,812 sqft Living Area
1st Floor Area	1,032 sqft
Utility Area	3,200 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	65,776 sqft (1.51 acres)

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	336 sqft
Lean-To	216 sqft
Utility Building	3,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20500
Street Address	8787 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74604-5980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD TWP - 11-26-3E TR BEG SW/C SE/4 TH E1309.12' & NLY 33' TO TR POB, TH NLY 313.14' E 208.76' SLY 313.14' W208.76' TO P
Legal Range	03E
Legal Township	26N
Legal Section	11
Legal Subdivision	LONGWOOD TOWNSHIP
Legal Block	26
Legal Lot Number	3E
Jurisdiction	KAY OK
Township / Civil Division	KAW CITY
Census Block Group	1
Census Block	1097
Census Tract	1200

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8787 E PROSPECT AVE, PONCA CITY, OK 74604-5980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	May 15, 1997
Deed Document Number	20228790
Deed Book / Page	1921 / 920
Prior Transfer Date	Aug 3, 2011
Prior Transfer Doc	1536000395
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Nov 14, 2022
Property Address	8787 E PROSPECT AVE, PONCA CITY, OK 74604-5980
Document Number	I2022008790
Book / Page	1921 / 920
Instrument Date	Nov 10, 2022
Instrument	I-2022-008790
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8787 E PROSPECT AVE, PONCA CITY, OK 74604-5980

Mortgage

Document Number	I2022008791
Date	Nov 14, 2022
Book Page	1921/922
Instrument	I-2022-008791

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Elementary School District	Kildare Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,574 (+5%) Land $831 Building $6,743	$68,846 (-28.65%) Land $7,550 Building $61,296
2025	$605.00 (+11.21%)	$7,213 (+5.01%) Land $831 Building $6,382	$96,491 (+1.53%) Land $7,550 Building $88,941
2024	$544.00 (+5.02%)	$6,869 (+4.98%) Land $831 Building $6,038	$95,039 (+59.8%) Land $7,550 Building $87,489
2023	$518.00	$6,543 Land $831 Building $5,712	$59,473 Land $7,550 Building $51,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.4% of Oklahoma
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Chisholm Broadband Fixed Wireless	100 / 40
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T.

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