Talbot County property record for 8784 Cummings Rd, Wittman, MD 21676
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,432 sqft · built 1900 |
| Lot Size | 0.693 acres (30,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (May 2026) |
| Tax Bill | $766 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2026 Foreclosure |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-181801 |
| Primary APN | 05-181801 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,432 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 30,200 sqft (0.693 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 102 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 181801 |
|---|---|
| Street Address | 8784 CUMMINGS RD |
| City | WITTMAN |
| State | MD |
| Zip | 21676-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30,200 SF W/S CUMMINGS RD WITTMAN |
| Legal Subdivision | CHARLES W SUTPHIN SR LANDS |
| Legal Lot Number | 30,200 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960800 |
8784 Cummings Rd is owned and occupied by an individual who bought it in May 2026.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8784 CUMMINGS RD, WITTMAN, MD 21676-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed · Conventional Mortgage EASTERN SHORE TITLE |
| Jan 12, 2026 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on File |
| Deed Sale | May 22, 2026 · Amount on File |
| Prior Sale | Jan 12, 2026 · Amount on File |
| Deed Book / Page | 3268 / 374 |
| Prior Transfer Date | Sep 17, 2025 |
| Prior Transfer Doc | 0032370256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | May 22, 2026 |
| Property Address | 8784 CUMMINGS RD, WITTMAN, MD 21676-2110 |
| Document Number | 3268000374 |
| Book / Page | 3268 / 374 |
| Instrument Date | May 13, 2026 |
| Record Updated | Jun 2, 2026 |
| Title Company | EASTERN SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,776.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8784 CUMMINGS RD, WITTMAN, MD 21676-2110 |
| Document Number | 3268000380, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 3268/380 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Jan 12, 2026 |
| Property Address | 8784 CUMMINGS RD, WITTMAN, MD 21676-2110 |
| Document Number | 0032370256 |
| Book / Page | 3237 / 256 |
| Map Reference | MB 81 PG 646 |
| Instrument Date | Sep 17, 2025 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 7TH ST SW # 300, 300, WASHINGTON, DC 20410-0001 |
The 2026 property tax bill for 8784 Cummings Rd was $766, up 26.6% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766.00 (+26.61%) | $166,133 (+10.46%) | $197,600 (+31.38%) Land $107,200 Building $90,400 |
| 2025 | $605.00 Homeowner's exemption | $150,400 Land $71,400 Building $79,000 | $150,400 Land $71,400 Building $79,000 |
| 2023 | $508.00 Homeowner's exemption | $139,800 | $150,400 Land $71,400 Building $79,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8784 Cummings Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 41 (1979–2024) |
| Claims Outside the SFHA | 13 of 41 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8784 Cummings Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 75% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Easton Velocity.
5G (outdoors only) and 4G LTE
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